Education & Childcare · lender intelligence
How to finance a D-BAT in Alabama
The SBA 7(a) lenders funding the most D-BAT deals in Alabama, from public loan records — typical D-BAT loan about $660K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance D-BAT in Alabama
$1.10M
Typical loan
range $901K–$3.20M
$1.22M
Est. purchase price
≈ loan ÷ 90%
$167,597
Cash to close
$122,222 down + fees
$14,234/mo
Typical payment
~9.5% · 10yr
$196,429/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
4
Lenders competing
more = leverage
10.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with D-BAT in Alabama
Ranked by funded D-BAT loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.168 loans · $205M · Fishers, INFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
- 3.12 loans · $14M · Mobile, ALFull record →
- 4.2 loans · $1M · Tucker, GAFull record →
4+ funded D-BAT in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Swift Capital LLC in Mobile, AL — $3.2M (2024) · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 25 days
- Approved
- 5/3/2024
- First disbursed
- 5/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- ZTD Montgomery, LLC in Montgomery, AL — $1.1M (2024) · Tandem Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 124 months
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 103 days
- Approved
- 11/18/2023
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Tandem Bank · Lender record →
Your business? Claim this record · Request removal
- S5 Ventures LLC in Mobile, AL — $901K (2023) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $676K (75%)
- Approved
- 12/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- 22 Seams, LLC in Huntsville, AL — $734K (2023) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $550K (75%)
- Approval → funding
- 22 days
- Approved
- 12/14/2022
- First disbursed
- 1/5/2023
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a D-BAT in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded D-BAT loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a D-BAT purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. First Internet Bank of Indiana funds the most here. CapBench is not a lender.
- $660K typical D-BAT loan
- 4 lenders active in Alabama
- 4+ funded Alabama deals
- 25 days typical to fund
Buyers buying a D-BAT in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.