Education & Childcare · lender intelligence
How to finance a D-BAT
The SBA 7(a) lenders funding the most D-BAT deals, ranked from public loan records — typical D-BAT loan about $660K, 1.89% failure rate across 89 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance D-BAT
$660K
Typical loan
range $555K–$951K
$733K
Est. purchase price
≈ loan ÷ 90%
$98,083
Cash to close
$73,333 down + fees
$8,540/mo
Typical payment
~9.5% · 10yr
$117,852/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.1%
Still performing
1.9% default · FY20–23
24 days
Typical time to fund
31
Lenders competing
more = leverage
8.02%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with D-BAT
Ranked by funded D-BAT loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.328 loans · $134M · Cleveland, OHFull record →
- 2.168 loans · $205M · Fishers, INFull record →
- 3.2 loans · $1M · Tucker, GAFull record →
- 4.34 loans · $26M · Kalispell, MTFull record →
- 5.105 loans · $164M · Brookline, MAFull record →
- 6.79 loans · $53M · Gulfport, MSFull record →
- 7.1 loans · $0M · Lena, ILFull record →
- 8.2,539 loans · $965M · Columbus, OHFull record →
- 9.2 loans · $0M · Colorado Springs, COFull record →
- 10.4 loans · $5M · Atlanta, GAFull record →
- 11.149 loans · $135M · Mukwonago, WIFull record →
- 12.12 loans · $14M · Mobile, ALFull record →
- 13.12 loans · $10M · Tampa, FLFull record →
- 14.19 loans · $5M · Bessemer, ALFull record →
- 15.70 loans · $22M · Melrose, MNFull record →
- 16.13 loans · $16M · Santa Rosa, CAFull record →
- 17.8 loans · $5M · Hinsdale, ILFull record →
- 18.242 loans · $281M · Chicago, ILFull record →
- 19.103 loans · $64M · Indiana, PAFull record →
- 20.23 loans · $21M · Greenwood Village, COFull record →
- 21.2 loans · $0M · Pittsfield, ILFull record →
- 22.12 loans · $3M · Geneva, MNFull record →
- 23.38 loans · $21M · San Antonio, TXFull record →
- 24.4 loans · $4M · El Campo, TXFull record →
- 25.7 loans · $9M · Memphis, TNFull record →
89+ funded D-BAT deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Valley Diamond Training LLC in Van Nuys, CA — $1.5M (2026) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 129 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Hancock Whitney Bank · Lender record →
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- GLASS CITY HARDBALL, LLC in Maumee, OH — $835K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.24% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $626K (75%)
- Approval → funding
- 12 days
- Approved
- 11/13/2025
- First disbursed
- 11/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- 73 Seventy-Three LLC in Arlington, WA — $703K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.33% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $527K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- Rub Some Dirt On It Training LLC in Ramsey, MN — $600K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $450K (75%)
- Approved
- 12/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Magnifi Financial CU · Lender record →
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- Thompson Diamond Sports LLC in Clute, TX — $589K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.35% fixed
- Term
- 126 months
- SBA guaranteed
- $441K (75%)
- Approved
- 12/1/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- Collins Baseball LLC in Mckinney, TX — $587K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.12% fixed
- Term
- 126 months
- SBA guaranteed
- $440K (75%)
- Approval → funding
- 7 days
- Approved
- 11/13/2025
- First disbursed
- 11/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- Rally Cap Investments LLC in Wichita, KS — $1.4M (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.65% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 12 days
- Approved
- 8/8/2025
- First disbursed
- 8/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- CCT Sporting Ventures, LLC in Melbourne, FL — $1.0M (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.1% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $762K (75%)
- Approval → funding
- 24 days
- Approved
- 9/26/2025
- First disbursed
- 10/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- VF Baseball, LLC in Saint Petersburg, FL — $1.0M (2025) · The Bank of Tampa
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $761K (75%)
- Approved
- 9/24/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
- Ruiz Sports Inc. in Stanton, CA — $975K (2025) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 125 months
- SBA guaranteed
- $731K (75%)
- Approval → funding
- 17 days
- Approved
- 5/12/2025
- First disbursed
- 5/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Summit State Bank · Lender record →
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- Diamond Athletic Ventures, LLC in Medina, OH — $955K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $716K (75%)
- Approval → funding
- 116 days
- Approved
- 3/3/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- P&J Athletics LLC in Salt Lake City, UT — $784K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.45% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $588K (75%)
- Approval → funding
- 5 days
- Approved
- 8/22/2025
- First disbursed
- 8/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- K-Master Academy LLC in Ashwaubenon, WI — $651K (2025) · Capital One, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.66% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 30 days
- Approved
- 8/27/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Capital One, National Association
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- K-Master Academy LLC in De Pere, WI — $651K (2025) · Capital One, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.66% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approved
- 6/16/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Capital One, National Association
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- Sandlots Sports LLC in River Falls, WI — $629K (2025) · Citizens State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $472K (75%)
- Approval → funding
- 8 days
- Approved
- 10/28/2024
- First disbursed
- 11/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens State Bank · Lender record →
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- Going Big Corporation in Suffolk, VA — $598K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.36% fixed
- Term
- 126 months
- SBA guaranteed
- $449K (75%)
- Approval → funding
- 14 days
- Approved
- 6/6/2025
- First disbursed
- 6/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
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- DEEP CENTER SPORTS LLC in Rincon, GA — $565K (2025) · First Financial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $424K (75%)
- Approval → funding
- 131 days
- Approved
- 9/24/2025
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by First Financial Bank · Lender record →
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- Too Hood, LLC in Liberty Hill, TX — $520K (2025) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 22 days
- Approved
- 7/23/2025
- First disbursed
- 8/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Promoters of Performing Arts, Sports, and Similar Events wit
Funded by Hancock Whitney Bank · Lender record →
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- Cedar City Sandlot, LLC in Cedar City, UT — $507K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.7% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $380K (75%)
- Approval → funding
- 6 days
- Approved
- 11/19/2024
- First disbursed
- 11/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- PLATINUM TRIPLE PLAY LLC in Joliet, IL — $500K (2025) · Hinsdale Bank & Trust Company, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 33 days
- Approved
- 5/28/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Sports and Recreation Instruction
Funded by Hinsdale Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a D-BAT? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to D-BAT businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a D-BAT purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. KeyBank National Association funds the most. CapBench is not a lender.
- $660K typical D-BAT loan
- 1.89% failure rate (FY20–23)
- 31 lenders fund the brand
- 24 days typical to fund
Buyers researching a D-BAT typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.