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Education & Childcare · lender intelligence

How to finance a D-BAT

The SBA 7(a) lenders funding the most D-BAT deals, ranked from public loan records — typical D-BAT loan about $660K, 1.89% failure rate across 89 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance D-BAT

$660K

Typical loan

range $555K–$951K

$733K

Est. purchase price

≈ loan ÷ 90%

$98,083

Cash to close

$73,333 down + fees

$8,540/mo

Typical payment

~9.5% · 10yr

$117,852/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.1%

Still performing

1.9% default · FY20–23

24 days

Typical time to fund

31

Lenders competing

more = leverage

8.02%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with D-BAT

Ranked by funded D-BAT loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.328 loans · $134M · Cleveland, OHFull record →
  2. 2.168 loans · $205M · Fishers, INFull record →
  3. 3.2 loans · $1M · Tucker, GAFull record →
  4. 4.34 loans · $26M · Kalispell, MTFull record →
  5. 5.105 loans · $164M · Brookline, MAFull record →
  6. 6.79 loans · $53M · Gulfport, MSFull record →
  7. 7.1 loans · $0M · Lena, ILFull record →
  8. 8.2,539 loans · $965M · Columbus, OHFull record →
  9. 9.2 loans · $0M · Colorado Springs, COFull record →
  10. 10.4 loans · $5M · Atlanta, GAFull record →
  11. 11.149 loans · $135M · Mukwonago, WIFull record →
  12. 12.12 loans · $14M · Mobile, ALFull record →
  13. 13.12 loans · $10M · Tampa, FLFull record →
  14. 14.19 loans · $5M · Bessemer, ALFull record →
  15. 15.70 loans · $22M · Melrose, MNFull record →
  16. 16.13 loans · $16M · Santa Rosa, CAFull record →
  17. 17.8 loans · $5M · Hinsdale, ILFull record →
  18. 18.242 loans · $281M · Chicago, ILFull record →
  19. 19.103 loans · $64M · Indiana, PAFull record →
  20. 20.23 loans · $21M · Greenwood Village, COFull record →
  21. 21.2 loans · $0M · Pittsfield, ILFull record →
  22. 22.12 loans · $3M · Geneva, MNFull record →
  23. 23.38 loans · $21M · San Antonio, TXFull record →
  24. 24.4 loans · $4M · El Campo, TXFull record →
  25. 25.7 loans · $9M · Memphis, TNFull record →

89+ funded D-BAT deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Valley Diamond Training LLC in Van Nuys, CA$1.5M (2026) · Hancock Whitney Bank
  • GLASS CITY HARDBALL, LLC in Maumee, OH$835K (2026) · Wells Fargo Bank National Association
  • 73 Seventy-Three LLC in Arlington, WA$703K (2026) · Wells Fargo Bank National Association
  • Rub Some Dirt On It Training LLC in Ramsey, MN$600K (2026) · Magnifi Financial CU
  • Thompson Diamond Sports LLC in Clute, TX$589K (2026) · Wells Fargo Bank National Association
  • Collins Baseball LLC in Mckinney, TX$587K (2026) · Wells Fargo Bank National Association
  • Rally Cap Investments LLC in Wichita, KS$1.4M (2025) · Wells Fargo Bank National Association
  • CCT Sporting Ventures, LLC in Melbourne, FL$1.0M (2025) · Wells Fargo Bank National Association
  • VF Baseball, LLC in Saint Petersburg, FL$1.0M (2025) · The Bank of Tampa
  • Ruiz Sports Inc. in Stanton, CA$975K (2025) · Summit State Bank
  • Diamond Athletic Ventures, LLC in Medina, OH$955K (2025) · The Huntington National Bank
  • P&J Athletics LLC in Salt Lake City, UT$784K (2025) · Wells Fargo Bank National Association
  • K-Master Academy LLC in Ashwaubenon, WI$651K (2025) · Capital One, National Association
  • K-Master Academy LLC in De Pere, WI$651K (2025) · Capital One, National Association
  • Sandlots Sports LLC in River Falls, WI$629K (2025) · Citizens State Bank
  • Going Big Corporation in Suffolk, VA$598K (2025) · Wells Fargo Bank National Association
  • DEEP CENTER SPORTS LLC in Rincon, GA$565K (2025) · First Financial Bank
  • Too Hood, LLC in Liberty Hill, TX$520K (2025) · Hancock Whitney Bank
  • Cedar City Sandlot, LLC in Cedar City, UT$507K (2025) · Wells Fargo Bank National Association
  • PLATINUM TRIPLE PLAY LLC in Joliet, IL$500K (2025) · Hinsdale Bank & Trust Company, National Association

Buying a D-BAT? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to D-BAT businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a D-BAT purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. KeyBank National Association funds the most. CapBench is not a lender.

  • $660K typical D-BAT loan
  • 1.89% failure rate (FY20–23)
  • 31 lenders fund the brand
  • 24 days typical to fund

Buyers researching a D-BAT typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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