Education & Childcare · lender intelligence
How to finance a Sylvan Learning Centers
The SBA 7(a) lenders funding the most Sylvan Learning Centers deals, ranked from public loan records — typical Sylvan Learning Centers loan about $203K, 2.56% failure rate across 66 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sylvan Learning Centers
$203K
Typical loan
range $100K–$350K
$225K
Est. purchase price
≈ loan ÷ 90%
$30,094
Cash to close
$22,500 down + fees
$2,964/mo
Typical payment
~12.5% · 10yr
$40,903/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
97.4%
Still performing
2.6% default · FY20–23
23 days
Typical time to fund
37
Lenders competing
more = leverage
9.07%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sylvan Learning Centers
Ranked by funded Sylvan Learning Centers loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.618 loans · $171M · Salt Lake City, UTFull record →
- 3.1,296 loans · $1.4B · Wilmington, NCFull record →
- 4.65 loans · $78M · Springfield, MOFull record →
- 5.24 loans · $21M · Raleigh, NCFull record →
- 6.168 loans · $205M · Fishers, INFull record →
- 7.1 loans · $0M · San Antonio, TXFull record →
- 8.15 loans · $14M · Oakdale, MNFull record →
- 9.318 loans · $229M · Osage Beach, MOFull record →
- 10.154 loans · $26M · San Diego, CAFull record →
- 11.3 loans · $2M · Minneapolis, MNFull record →
- 12.8 loans · $2M · Latham, NYFull record →
- 13.58 loans · $51M · Burlington, KYFull record →
- 14.32 loans · $32M · Fargo, NDFull record →
- 15.62 loans · $34M · Winter Haven, FLFull record →
- 16.1 loans · $0M · Lowell, MAFull record →
- 17.20 loans · $8M · Saint Petersburg, FLFull record →
- 18.1,927 loans · $207M · Buffalo, NYFull record →
- 19.9 loans · $4M · Wheaton, ILFull record →
- 20.1 loans · $0M · St. Louis, MOFull record →
- 21.62 loans · $21M · Saint Cloud, MNFull record →
- 22.57 loans · $74M · Winston-Salem, NCFull record →
- 23.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 24.3,264 loans · $846M · Miami, FLFull record →
- 25.7 loans · $3M · Muskogee, OKFull record →
66+ funded Sylvan Learning Centers deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lubbock Learning Services LLC in Lubbock, TX — $3.2M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $357K
- Est. cash at closing
- $494K
- Monthly payment
- $39,287
- Annual debt service
- $471K
- Cash flow needed (1.25×)
- $589K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NorthStar Academics LLC in Chelmsford, MA — $182K (2026) · Jeanne D' Arc CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 66 months
- SBA guaranteed
- $91K (50%)
- Approved
- 2/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Jeanne D' Arc CU · Lender record →
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- Norita's Guiding Star Education LLC in Houston, TX — $100K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 6 days
- Approved
- 2/13/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Live Oak Banking Company · Lender record →
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- Lubbock Learning Services LLC in Lubbock, TX — $100K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,280
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Vidyodaya Inc. in Kirkland, WA — $1.5M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 39 days
- Approved
- 9/26/2025
- First disbursed
- 11/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $166K
- Est. cash at closing
- $227K
- Monthly payment
- $19,077
- Annual debt service
- $229K
- Cash flow needed (1.25×)
- $286K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- NORTHSHORE TUTORS ZURICH, LLC in Lake Zurich, IL — $350K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 29 days
- Approved
- 9/22/2025
- First disbursed
- 10/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,623
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Study Solutions LLC in Saint Augustine, FL — $223K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (75%)
- Approval → funding
- 49 days
- Approved
- 1/14/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- STUDY SOLUTIONS PVB LLC in Ponte Vedra Beach, FL — $223K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (75%)
- Approval → funding
- 26 days
- Approved
- 2/28/2025
- First disbursed
- 3/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NexGen Learning LLC in Jersey City, NJ — $214K (2025) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 123 days
- Approved
- 3/6/2025
- First disbursed
- 7/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by First Commonwealth Bank · Lender record →
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- Sylvan Learning of Energy Corridor in Houston, TX — $200K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 56 days
- Approved
- 6/25/2025
- First disbursed
- 8/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DAKSH ACADEMY LLC in Boise, ID — $120K (2025) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9.6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 28 days
- Approved
- 2/27/2025
- First disbursed
- 3/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Educational Support Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Vidyodaya Inc. in Kirkland, WA — $100K (2025) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 9/26/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,280
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Study Solutions LLC in Saint Augustine, FL — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/14/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- STUDY SOLUTIONS PVB LLC in Ponte Vedra Beach, FL — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/28/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Sylvan Learning of Rock Hill, Lake Wylie, and in Lake Wylie, SC — $46K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $39K (85%)
- Approval → funding
- 2 days
- Approved
- 5/27/2025
- First disbursed
- 5/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Exam Preparation and Tutoring
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Daksh Academy LLC in Boise, ID — $30K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 12 days
- Approved
- 2/27/2025
- First disbursed
- 3/11/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Educational Support Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Sylvan Learning in Gainesville, FL — $2.4M (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 24 days
- Approved
- 8/6/2024
- First disbursed
- 8/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- New Business or 2 years or less
- Industry
- Educational Support Services
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Smolly Brands LLC in Houston, TX — $2.1M (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approved
- 5/21/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 61
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $231K
- Est. cash at closing
- $318K
- Monthly payment
- $26,043
- Annual debt service
- $313K
- Cash flow needed (1.25×)
- $391K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ecole Academics LLC in Minneapolis, MN — $900K (2024) · Platinum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 35 days
- Approved
- 6/24/2024
- First disbursed
- 7/29/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 94
- Business age
- Existing or more than 2 years old
- Industry
- Exam Preparation and Tutoring
Funded by Platinum Bank · Lender record →
Your business? Claim this record · Request removal
- Watten, LLC in Fort Worth, TX — $460K (2024) · purchase · Armstrong Bank
- Program
- 7a General
- Rate at approval
- 9.999% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $345K (75%)
- Approval → funding
- 31 days
- Approved
- 12/8/2023
- First disbursed
- 1/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $511K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $7,636
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Armstrong Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sylvan Learning Centers businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sylvan Learning Centers purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $203K typical Sylvan Learning Centers loan
- 2.56% failure rate (FY20–23)
- 37 lenders fund the brand
- 23 days typical to fund
Buyers researching a Sylvan Learning Centers typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.