How to finance a Sylvan Learning Centers in California

State:

Arizona (2)Arkansas (1)Colorado (1)Delaware (1)Florida (6)Georgia (1)Idaho (5)Illinois (6)Massachusetts (1)Michigan (1)Minnesota (2)Missouri (3)

The SBA 7(a) lenders funding the most Sylvan Learning Centers deals in California, from public loan records — typical Sylvan Learning Centers loan about $203K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Sylvan Learning Centers in California

$250K

Typical loan

range $150K–$350K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

9.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sylvan Learning Centers in California

Ranked by funded Sylvan Learning Centers loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.154 loans · $26M · San Diego, CAFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.57 loans · $74M · Winston-Salem, NCFull record →
4.3,264 loans · $846M · Miami, FLFull record →
5.52 loans · $50M · Rockville, MDFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.575 loans · $220M · De Graff, OHFull record →
8.13 loans · $18M · Roseburg, ORFull record →

9+ funded Sylvan Learning Centers in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SYLVAN LEARNING in Granite Bay, CA — $294K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$221K (75%)
Approval → funding
9 days
Approved
4/17/2024
First disbursed
4/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Sylvan Learning in Napa, CA — $250K (2024) · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
7 days
Approved
4/19/2024
First disbursed
4/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Educational Support Services
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Accelerated Learning Academy LLC in Walnut Creek, CA — $500K (2023) · Capital Bank, National Association
Program
7a General
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
2 days
Approved
6/7/2023
First disbursed
6/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Educational Support Services
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Sylvan Learning Center in Downey, CA — $350K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
110 months
SBA guaranteed
$263K (75%)
Approval → funding
33 days
Approved
2/2/2023
First disbursed
3/7/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Schools and Instruction
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Sylvan Learning Center - Pico Rivera in Pico Rivera, CA — $75K (2023) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
99 months
SBA guaranteed
$64K (85%)
Approval → funding
1 days
Approved
9/28/2023
First disbursed
9/29/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Schools and Instruction
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Coker Family Education Solutions Inc in Los Angeles, CA — $182K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$137K (75%)
Approval → funding
8 days
Approved
11/22/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Hilbert LLC in La Mesa, CA — $502K (2021) · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$452K (90%)
Approved
9/28/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Schools and Instruction
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Denham Enterprises, LLC in San Diego, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
75 months
SBA guaranteed
$135K (90%)
Approval → funding
6 days
Approved
8/25/2021
First disbursed
8/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Student Advance Tutoring & Testing, LLC in Downey, CA — $90K (2021) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$81K (90%)
Approval → funding
56 days
Approved
2/22/2021
First disbursed
4/19/2021
Loan status
Failed — $76K charged off (7/25/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Other Management Consulting Services
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal

Buying a Sylvan Learning Centers in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Sylvan Learning Centers loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sylvan Learning Centers purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. CDC Small Business Finance Corp. funds the most here. CapBench is not a lender.

$203K typical Sylvan Learning Centers loan
9 lenders active in California
9+ funded California deals
8 days typical to fund

Buyers buying a Sylvan Learning Centers in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Sylvan Learning Centers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sylvan-learning-centers/california
API:: https://www.capbench.com/api/public/lenders?franchise=sylvan-learning-centers&state=CA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.