Education & Childcare · lender intelligence
How to finance a Code Ninjas
The SBA 7(a) lenders funding the most Code Ninjas deals, ranked from public loan records — typical Code Ninjas loan about $245K, 5.56% failure rate across 63 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Code Ninjas
$245K
Typical loan
range $150K–$310K
$272K
Est. purchase price
≈ loan ÷ 90%
$36,410
Cash to close
$27,222 down + fees
$3,586/mo
Typical payment
~12.5% · 10yr
$49,487/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
94.4%
Still performing
5.6% default · FY20–23
25 days
Typical time to fund
27
Lenders competing
more = leverage
7.47%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Code Ninjas
Ranked by funded Code Ninjas loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.75 loans · $98M · Sioux Falls, SDFull record →
- 3.116 loans · $120M · Evansville, INFull record →
- 4.62 loans · $21M · Saint Cloud, MNFull record →
- 5.66 loans · $68M · Milford, IAFull record →
- 6.575 loans · $220M · De Graff, OHFull record →
- 7.97 loans · $96M · Raleigh, NCFull record →
- 8.25 loans · $29M · Jersey City, NJFull record →
- 9.159 loans · $307M · Garden Grove, CAFull record →
- 10.318 loans · $229M · Osage Beach, MOFull record →
- 11.70 loans · $22M · Melrose, MNFull record →
- 12.618 loans · $171M · Salt Lake City, UTFull record →
- 13.11 loans · $3M · Charles Town, WVFull record →
- 14.20 loans · $21M · Miami, FLFull record →
- 15.129 loans · $234M · New York, NYFull record →
- 16.34 loans · $57M · Charlotte, NCFull record →
- 17.196 loans · $21M · Boston, MAFull record →
- 18.2 loans · $1M · Odessa, TXFull record →
- 19.149 loans · $135M · Mukwonago, WIFull record →
- 20.4 loans · $1M · Fairfax, VAFull record →
- 21.17 loans · $29M · Tappahannock, VAFull record →
- 22.20 loans · $8M · Saint Petersburg, FLFull record →
63+ funded Code Ninjas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- NexTurn Ventures LLC in Tucson, AZ — $340K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Technical and Trade Schools
Funded by Zions Bank, A Division of · Lender record →
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- Code Dojo LLC in Cerritos, CA — $558K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $419K (75%)
- Approval → funding
- 40 days
- Approved
- 2/19/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- All Other Professional, Scientific, and Technical Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- SR Code Alpha LLC in Scottsdale, AZ — $392K (2025) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $294K (75%)
- Approval → funding
- 65 days
- Approved
- 1/8/2025
- First disbursed
- 3/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Port 51 Lending LLC · Lender record →
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- Stem Kidz, LLC in Gulf Breeze, FL — $300K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 25 days
- Approved
- 7/11/2025
- First disbursed
- 8/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CODE NINJA - QUEEN ANNE, SEATTLE in Seattle, WA — $150K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 7/25/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer Training
Funded by First Bank of the Lake · Lender record →
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- E Cubed LLC in Parkland, FL — $150K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $128K (85%)
- Approved
- 8/11/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Elementary and Secondary Schools
Funded by Magnifi Financial CU · Lender record →
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- Stem Kidz, LLC in Gulf Breeze, FL — $35K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approved
- 7/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Mass Coding, LLC in Stafford, VA — $220K (2024) · Potomac Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $110K (50%)
- Approval → funding
- 21 days
- Approved
- 1/11/2024
- First disbursed
- 2/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Other Computer Related Services
Funded by Potomac Bank · Lender record →
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- Princeton Crypto LLC in Bridgewater, NJ — $185K (2024) · purchase · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $138K (75%)
- Approval → funding
- 39 days
- Approved
- 3/21/2024
- First disbursed
- 4/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $205K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,568
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
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- BTG, Coaching, Counseling, and Consulting LLC in Peachtree City, GA — $342K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $257K (75%)
- Approval → funding
- 2 days
- Approved
- 12/13/2022
- First disbursed
- 12/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by The Huntington National Bank · Lender record →
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- The Meadow Company, LLC in Las Vegas, NV — $321K (2023) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $241K (75%)
- Approval → funding
- 20 days
- Approved
- 9/16/2023
- First disbursed
- 10/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Computer Systems Design Services
Funded by U.S. Bank, National Association · Lender record →
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- Code Guru LLC in Princeton, NJ — $311K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 109 months
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 8 days
- Approved
- 12/21/2022
- First disbursed
- 12/29/2022
- Loan status
- Failed — $179K charged off (2/25/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Coding Kids LLC in Pensacola, FL — $301K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $226K (75%)
- Approval → funding
- 7 days
- Approved
- 11/22/2022
- First disbursed
- 11/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Coding Education LLC in La Canada Flintridge, CA — $286K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 7 days
- Approved
- 3/20/2023
- First disbursed
- 3/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Meadow Company, LLC in Las Vegas, NV — $60K (2023) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approval → funding
- 20 days
- Approved
- 9/16/2023
- First disbursed
- 10/6/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Computer Systems Design Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Coding Kids LLC in Pensacola, FL — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 11/22/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BTG, Coaching, Counseling, and Consulting LLC in Peachtree City, GA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 22 days
- Approved
- 12/13/2022
- First disbursed
- 1/4/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Coding Education LLC in La Canada Flintridge, CA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 15 days
- Approved
- 3/20/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CENT URSINI LLC in Westfield, NJ — $350K (2022) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 19 days
- Approved
- 8/24/2022
- First disbursed
- 9/12/2022
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Other Computer Related Services
Funded by Stearns Bank National Association · Lender record →
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- Syntax Unicorn LLC in Troy, MI — $309K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 97 months
- SBA guaranteed
- $232K (75%)
- Approval → funding
- 21 days
- Approved
- 2/14/2022
- First disbursed
- 3/7/2022
- Loan status
- Failed — $241K charged off (3/11/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Code Ninjas? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Code Ninjas businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Code Ninjas purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $245K typical Code Ninjas loan
- 5.56% failure rate (FY20–23)
- 27 lenders fund the brand
- 25 days typical to fund
Buyers researching a Code Ninjas typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.