Education & Childcare · lender intelligence

How to finance a Code Ninjas in New Jersey

State:

The SBA 7(a) lenders funding the most Code Ninjas deals in New Jersey, from public loan records — typical Code Ninjas loan about $245K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Code Ninjas in New Jersey

$250K

Typical loan

range $185K–$311K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

39 days

Typical time to fund

Lenders competing

more = leverage

8.67%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Code Ninjas in New Jersey

Ranked by funded Code Ninjas loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.25 loans · $29M · Jersey City, NJFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.62 loans · $21M · Saint Cloud, MNFull record →
4.20 loans · $21M · Miami, FLFull record →

6+ funded Code Ninjas in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Princeton Crypto LLC in Bridgewater, NJ — $185K (2024) · purchase · Banesco USA
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$138K (75%)
Approval → funding
39 days
Approved
3/21/2024
First disbursed
4/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Educational Support Services
If you were the buyer here
Est. deal size
$205K
Est. down payment (10%)
$21K
Est. cash at closing
$27K
Monthly payment
$2,568
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
Code Guru LLC in Princeton, NJ — $311K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
109 months
SBA guaranteed
$233K (75%)
Approval → funding
8 days
Approved
12/21/2022
First disbursed
12/29/2022
Loan status
Failed — $179K charged off (2/25/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CENT URSINI LLC in Westfield, NJ — $350K (2022) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
19 days
Approved
8/24/2022
First disbursed
9/12/2022
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Other Computer Related Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
SHUBH DEIP HOLDINGS LLC in Livingston, NJ — $250K (2021) · Provident Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (90%)
Approval → funding
66 days
Approved
8/22/2021
First disbursed
10/27/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Schools and Instruction
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
SHUBH DEIP HOLDINGS LLC in Saddle Brook, NJ — $250K (2020) · Provident Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
129 months
SBA guaranteed
$188K (75%)
Approval → funding
48 days
Approved
11/21/2019
First disbursed
1/8/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Unanswered
Industry
All Other Miscellaneous Schools and Instruction
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
Java Ninjas LLC in Trenton, NJ — $115K (2020) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.26% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$58K (50%)
Approval → funding
16 days
Approved
11/14/2019
First disbursed
11/30/2019
Loan status
Paid in full (6/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Unanswered
Industry
Computer Training
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Code Ninjas in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Code Ninjas loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Code Ninjas purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Provident Bank funds the most here. CapBench is not a lender.

$245K typical Code Ninjas loan
5 lenders active in New Jersey
6+ funded New Jersey deals
39 days typical to fund

Buyers buying a Code Ninjas in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Code Ninjas lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/code-ninjas/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=code-ninjas
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.