Education & Childcare · lender intelligence

How to finance a Code Ninjas in Florida

State:

The SBA 7(a) lenders funding the most Code Ninjas deals in Florida, from public loan records — typical Code Ninjas loan about $245K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Code Ninjas in Florida

$256K

Typical loan

range $35K–$301K

$285K

Est. purchase price

≈ loan ÷ 90%

$38,104

Cash to close

$28,489 down + fees

$3,532/mo

Typical payment

~11% · 10yr

$48,742/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

8.55%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Code Ninjas in Florida

Ranked by funded Code Ninjas loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.70 loans · $22M · Melrose, MNFull record →
3.97 loans · $96M · Raleigh, NCFull record →

7+ funded Code Ninjas in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Stem Kidz, LLC in Gulf Breeze, FL — $300K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
25 days
Approved
7/11/2025
First disbursed
8/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
E Cubed LLC in Parkland, FL — $150K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$128K (85%)
Approved
8/11/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Elementary and Secondary Schools
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Stem Kidz, LLC in Gulf Breeze, FL — $35K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approved
7/11/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Computer Training
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coding Kids LLC in Pensacola, FL — $301K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$226K (75%)
Approval → funding
7 days
Approved
11/22/2022
First disbursed
11/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coding Kids LLC in Pensacola, FL — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
11/22/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
J.G. Limited LLC in Tampa, FL — $306K (2022) · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
124 months
SBA guaranteed
$229K (75%)
Approval → funding
51 days
Approved
5/10/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Computer Training
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
LEARN TO CODE LLC in Oakland Park, FL — $256K (2021) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.35% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$231K (90%)
Approved
7/27/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Schools and Instruction
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Code Ninjas in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Code Ninjas loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Code Ninjas purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$245K typical Code Ninjas loan
4 lenders active in Florida
7+ funded Florida deals
25 days typical to fund

Buyers buying a Code Ninjas in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Code Ninjas lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/code-ninjas/florida
API:: https://www.capbench.com/api/public/lenders?franchise=code-ninjas
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.