Food & Restaurants · lender intelligence
How to finance a Daylight Donut Shop
The SBA 7(a) lenders funding the most Daylight Donut Shop deals, ranked from public loan records — typical Daylight Donut Shop loan about $123K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Daylight Donut Shop
$123K
Typical loan
range $80K–$163K
$137K
Est. purchase price
≈ loan ÷ 90%
$17,603
Cash to close
$13,667 down + fees
$1,800/mo
Typical payment
~12.5% · 10yr
$24,840/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
7
Lenders competing
more = leverage
7.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Daylight Donut Shop
Ranked by funded Daylight Donut Shop loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.62 loans · $26M · Oklahoma City, OKFull record →
- 2.7 loans · $1M · Mattoon, ILFull record →
- 3.2 loans · $0M · Scottsbluff, NEFull record →
- 4.35 loans · $4M · San Antonio, TXFull record →
- 5.26 loans · $26M · Billings, MTFull record →
9+ funded Daylight Donut Shop deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Judds Daylight Donuts, LLC in Alliance, NE — $209K (2024) · Platte Valley Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $157K (75%)
- Approval → funding
- 45 days
- Approved
- 8/3/2024
- First disbursed
- 9/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Platte Valley Bank · Lender record →
Your business? Claim this record · Request removal
- Padgett's Daylight Donuts, LLC in Sand Springs, OK — $163K (2024) · Gateway First Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (75%)
- Approval → funding
- 105 days
- Approved
- 2/26/2024
- First disbursed
- 6/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Gateway First Bank
Your business? Claim this record · Request removal
- Big Hungry's LLC in Decatur, IL — $26K (2024) · First Mid Bank & Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.625% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $22K (85%)
- Approval → funding
- 36 days
- Approved
- 4/25/2024
- First disbursed
- 5/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Mid Bank & Trust, National Association · Lender record →
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- Dough Benders, LLC in Prosper, TX — $350K (2022) · LiftFund, Inc.
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 8.5% fixed
- Term
- 90 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 8 days
- Approved
- 7/19/2022
- First disbursed
- 7/27/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by LiftFund, Inc. · Lender record →
Your business? Claim this record · Request removal
- B & H Daylight Donuts LLC in Bismarck, ND — $140K (2021) · Capital CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $105K (75%)
- Approval → funding
- 27 days
- Approved
- 6/18/2021
- First disbursed
- 7/15/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Capital CU
Your business? Claim this record · Request removal
- MacSal Inc. in Bartlesville, OK — $123K (2021) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $111K (90%)
- Approval → funding
- 5 days
- Approved
- 5/26/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Stores
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
- B & H Daylight Donuts LLC in Bismarck, ND — $80K (2021) · Capital CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $60K (75%)
- Approval → funding
- 27 days
- Approved
- 6/18/2021
- First disbursed
- 7/15/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Capital CU
Your business? Claim this record · Request removal
- B & H Daylight Donuts LLC in Bismarck, ND — $70K (2021) · Capital CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.15% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $53K (75%)
- Approval → funding
- 3 days
- Approved
- 7/12/2021
- First disbursed
- 7/15/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Capital CU
Your business? Claim this record · Request removal
- Daylight Donuts of Rapid City Inc. in Rapid City, SD — $123K (2020) · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $105K (85%)
- Approval → funding
- 62 days
- Approved
- 2/28/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (8/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Daylight Donut Shop? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Daylight Donut Shop businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Daylight Donut Shop purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BancFirst funds the most. CapBench is not a lender.
- $123K typical Daylight Donut Shop loan
- 7 lenders fund the brand
- 27 days typical to fund
Buyers researching a Daylight Donut Shop typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.