Food & Restaurants · lender intelligence
How to finance a Denny's in Florida
The SBA 7(a) lenders funding the most Denny's deals in Florida, from public loan records — typical Denny's loan about $1.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Denny's in Florida
$1.26M
Typical loan
range $525K–$1.26M
$1.40M
Est. purchase price
≈ loan ÷ 90%
$191,305
Cash to close
$139,511 down + fees
$16,247/mo
Typical payment
~9.5% · 10yr
$224,209/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
49 days
Typical time to fund
2
Lenders competing
more = leverage
11%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Denny's in Florida
Ranked by funded Denny's loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.19 loans · $18M · Grand Rapids, MIFull record →
2+ funded Denny's in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DBJ US CORP in Miami Beach, FL — $1.3M (2024) · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 129 months
- SBA guaranteed
- $942K (75%)
- Approval → funding
- 49 days
- Approved
- 11/15/2023
- First disbursed
- 1/3/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- WDI Blue Heron, LLC in Riviera Beach, FL — $525K (2023) · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $394K (75%)
- Approval → funding
- 36 days
- Approved
- 6/29/2023
- First disbursed
- 8/4/2023
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
Buying a Denny's in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Denny's loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Denny's purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Lake Michigan CU funds the most here. CapBench is not a lender.
- $1.1M typical Denny's loan
- 2 lenders active in Florida
- 2+ funded Florida deals
- 49 days typical to fund
Buyers buying a Denny's in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.