Food & Restaurants · lender intelligence
How to finance a Denny's in Washington
The SBA 7(a) lenders funding the most Denny's deals in Washington, from public loan records — typical Denny's loan about $1.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Denny's in Washington
$100K
Typical loan
range $100K–$1.01M
$111K
Est. purchase price
≈ loan ÷ 90%
$14,311
Cash to close
$11,111 down + fees
$1,464/mo
Typical payment
~12.5% · 10yr
$20,203/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
112 days
Typical time to fund
2
Lenders competing
more = leverage
6.14%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Denny's in Washington
Ranked by funded Denny's loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.328 loans · $134M · Cleveland, OHFull record →
- 2.44 loans · $25M · Spokane, WAFull record →
4+ funded Denny's in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- E & J Hospitality, Inc. in Richland, WA — $1.0M (2025) · purchase · Washington Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $756K (75%)
- Approval → funding
- 13 days
- Approved
- 6/20/2025
- First disbursed
- 7/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $112K
- Est. cash at closing
- $154K
- Monthly payment
- $12,498
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- DECCA ENTERPRISE, INC. in Puyallup, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 112 days
- Approved
- 4/10/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- SEASKY INC in Bonney Lake, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 20 days
- Approved
- 4/10/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- SK Restaurants in Spanaway, WA — $100K (2020) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 112 days
- Approved
- 4/10/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Denny's in Washington? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Denny's loans with a Washington project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Denny's purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. KeyBank National Association funds the most here. CapBench is not a lender.
- $1.1M typical Denny's loan
- 2 lenders active in Washington
- 4+ funded Washington deals
- 112 days typical to fund
Buyers buying a Denny's in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.