Food & Restaurants · lender intelligence
How to finance a Dunkin' Donuts in Florida
The SBA 7(a) lenders funding the most Dunkin' Donuts deals in Florida, from public loan records — typical Dunkin' Donuts loan about $800K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Dunkin' Donuts in Florida
$2.14M
Typical loan
range $600K–$3.05M
$2.38M
Est. purchase price
≈ loan ÷ 90%
$328,306
Cash to close
$238,311 down + fees
$27,753/mo
Typical payment
~9.5% · 10yr
$382,991/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
67 days
Typical time to fund
4
Lenders competing
more = leverage
6.2%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Dunkin' Donuts in Florida
Ranked by funded Dunkin' Donuts loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.20 loans · $8M · Saint Petersburg, FLFull record →
- 2.3 loans · $6M · Kingwood, TXFull record →
- 3.34 loans · $57M · Charlotte, NCFull record →
5+ funded Dunkin' Donuts in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CEJ Donuts LLC in Fort Pierce, FL — $600K (2023) · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 36 days
- Approved
- 12/15/2022
- First disbursed
- 1/20/2023
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
- THE LAST WALTZ, INC. in St Petersburg, FL — $396K (2022) · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $297K (75%)
- Approval → funding
- 9 days
- Approved
- 7/19/2022
- First disbursed
- 7/28/2022
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- Lutz Donuts LLC in Saint Petersburg, FL — $3.6M (2021) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.3M (90%)
- Approval → funding
- 67 days
- Approved
- 3/4/2021
- First disbursed
- 5/10/2021
- Loan status
- Paid in full (8/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Seminole Donuts LLC in Seminole, FL — $3.1M (2021) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approved
- 12/21/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Pepper Estates LLC in Clermont, FL — $2.1M (2021) · The MINT National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 306 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 246 days
- Approved
- 10/30/2020
- First disbursed
- 7/3/2021
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The MINT National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Dunkin' Donuts in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Dunkin' Donuts loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dunkin' Donuts purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. BayFirst National Bank funds the most here. CapBench is not a lender.
- $800K typical Dunkin' Donuts loan
- 4 lenders active in Florida
- 5+ funded Florida deals
- 67 days typical to fund
Buyers buying a Dunkin' Donuts in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.