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Food & Restaurants · lender intelligence

How to finance a Dunkin' Donuts

The SBA 7(a) lenders funding the most Dunkin' Donuts deals, ranked from public loan records — typical Dunkin' Donuts loan about $800K, 1.61% failure rate across 97 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Dunkin' Donuts

$800K

Typical loan

range $505K–$1.54M

$889K

Est. purchase price

≈ loan ÷ 90%

$121,889

Cash to close

$88,889 down + fees

$10,352/mo

Typical payment

~9.5% · 10yr

$142,858/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.4%

Still performing

1.6% default · FY20–23

32 days

Typical time to fund

41

Lenders competing

more = leverage

7.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dunkin' Donuts

Ranked by funded Dunkin' Donuts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.242 loans · $281M · Chicago, ILFull record →
  2. 2.46 loans · $27M · Sartell, MNFull record →
  3. 3.1,322 loans · $185M · Wilmington, DEFull record →
  4. 4.1,296 loans · $1.4B · Wilmington, NCFull record →
  5. 5.31 loans · $39M · Conshohocken, PAFull record →
  6. 6.24 loans · $17M · Wayne, PAFull record →
  7. 7.9 loans · $10M · Garden City Park, NYFull record →
  8. 8.25 loans · $29M · Jersey City, NJFull record →
  9. 9.47 loans · $39M · Greenville, PAFull record →
  10. 10.30 loans · $24M · Kansas City, MOFull record →
  11. 11.11 loans · $10M · Bedminster, NJFull record →
  12. 12.20 loans · $8M · Saint Petersburg, FLFull record →
  13. 13.54 loans · $15M · University Park, TXFull record →
  14. 14.105 loans · $72M · Wilmington, DEFull record →
  15. 15.28 loans · $42M · Lehi, UTFull record →
  16. 16.15 loans · $3M · Taunton, MAFull record →
  17. 17.44 loans · $52M · Wallis, TXFull record →
  18. 18.46 loans · $47M · Asheville, NCFull record →
  19. 19.3 loans · $2M · Minneapolis, MNFull record →
  20. 20.5 loans · $3M · Astoria, NYFull record →
  21. 21.18 loans · $6M · Oxford, MIFull record →
  22. 22.18 loans · $4M · Oakland, CAFull record →
  23. 23.31 loans · $24M · Malvern, PAFull record →
  24. 24.3 loans · $2M · Lincoln, NEFull record →
  25. 25.1 loans · $0M · Midland, TXFull record →

97+ funded Dunkin' Donuts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Grand Street Donuts Inc in New York, NY — $1.7M (2026) · Live Oak Banking Company
  • Shanker Corp in Glenside, PA — $1.4M (2026) · First National Bank of Pennsylvania
  • QSR Millburn LLC in Millburn, NJ — $1.1M (2026) · Alma Bank
  • TANEJA OAKDALE LLC in Saint Paul, MN — $886K (2026) · BankVista
  • KOP DOUGHNUTS 2 INC in King Of Prussia, PA — $765K (2026) · Meridian Bank
  • Om Shree Shyam 4 Inc in Blue Springs, MO — $450K (2026) · Byline Bank
  • Om Shree Shyam 3 Inc in Independence, MO — $440K (2026) · Byline Bank
  • SHRI AMBICA GREEN BROOK LLC in Dunellen, NJ — $433K (2026) · Wilmington Savings Fund Society FSB
  • KCD Development LLC in Lake Orion, MI — $220K (2026) · Oxford Bank
  • Blairswood Management LLC in Blairstown, NJ — $3.2M (2025) · Customers Bank
  • Ariya Realty of RT 57 Limited Liability Company in Hackettstown, NJ — $3.0M (2025) · Hanover Community Bank
  • Om Shree Shyam 2 Inc in Saint Joseph, MO — $2.4M (2025) · purchase · Byline Bank
  • DAKROUB HOLDINGS, INC. in Cadillac, MI — $2.0M (2025) · LendingClub Bank, National Association
  • Om Shree Shyam 1 Inc in Saint Joseph, MO — $1.6M (2025) · purchase · Byline Bank
  • Om Shree Shyam 4 Inc in Blue Springs, MO — $1.3M (2025) · Byline Bank
  • AAKASH LLAC I LLC in Lafayette, LA — $1.0M (2025) · Live Oak Banking Company
  • Om Shree Shyam 3 Inc in Independence, MO — $950K (2025) · Byline Bank
  • GA DONUTS LLC in Bensalem, PA — $850K (2025) · Meridian Bank
  • TANEJA RESTAURANTS LLC in Forest Lake, MN — $811K (2025) · BankVista
  • GMCE of Mansfield LLC in Hackettstown, NJ — $660K (2025) · Hanover Community Bank

Buying a Dunkin' Donuts? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Dunkin' Donuts businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dunkin' Donuts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Byline Bank funds the most. CapBench is not a lender.

  • $800K typical Dunkin' Donuts loan
  • 1.61% failure rate (FY20–23)
  • 41 lenders fund the brand
  • 32 days typical to fund

Buyers researching a Dunkin' Donuts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerDunkin' Donuts record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/dunkin-donuts
API:
https://www.capbench.com/api/public/lenders?franchise=dunkin-donuts
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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