Food & Restaurants · lender intelligence

How to finance a Dutch Bros. in Oregon

State:

The SBA 7(a) lenders funding the most Dutch Bros. deals in Oregon, from public loan records — typical Dutch Bros. loan about $611K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dutch Bros. in Oregon

$408K

Typical loan

range $83K–$2.23M

$453K

Est. purchase price

≈ loan ÷ 90%

$60,633

Cash to close

$45,333 down + fees

$5,279/mo

Typical payment

~9.5% · 10yr

$72,850/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

60 days

Typical time to fund

Lenders competing

more = leverage

6.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dutch Bros. in Oregon

Ranked by funded Dutch Bros. loans in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.

1.99 loans · $43M · Walla Walla, WAFull record →
2.13 loans · $18M · Roseburg, ORFull record →

3+ funded Dutch Bros. in Oregon deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Barnes DB Enterprises, LLC in Hermiston, OR — $2.2M (2022) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
14 days
Approved
9/1/2022
First disbursed
9/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$248K
Est. cash at closing
$342K
Monthly payment
$26,506
Annual debt service
$318K
Cash flow needed (1.25×)
$398K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Nunnemaker DB, LLC in Gearhart, OR — $408K (2020) · Banner Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$306K (75%)
Approval → funding
118 days
Approved
12/4/2019
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
85
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
Nunnemaker DB, LLC in Seaside, OR — $83K (2020) · Banner Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$71K (85%)
Approval → funding
60 days
Approved
5/1/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
85
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Dutch Bros. in Oregon? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Dutch Bros. loans with a Oregon project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dutch Bros. purchase in Oregon with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Oregon deals. Banner Bank funds the most here. CapBench is not a lender.

$611K typical Dutch Bros. loan
2 lenders active in Oregon
3+ funded Oregon deals
60 days typical to fund

Buyers buying a Dutch Bros. in Oregon typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dutch Bros. lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dutch-bros/oregon
API:: https://www.capbench.com/api/public/lenders?franchise=dutch-bros
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.