Food & Restaurants · lender intelligence
How to finance a Dutch Bros. in Washington
The SBA 7(a) lenders funding the most Dutch Bros. deals in Washington, from public loan records — typical Dutch Bros. loan about $611K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Dutch Bros. in Washington
$1.35M
Typical loan
range $242K–$1.35M
$1.50M
Est. purchase price
≈ loan ÷ 90%
$205,102
Cash to close
$149,556 down + fees
$17,417/mo
Typical payment
~9.5% · 10yr
$240,355/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
50 days
Typical time to fund
2
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Dutch Bros. in Washington
Ranked by funded Dutch Bros. loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.34 loans · $12M · Wood River, NEFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
2+ funded Dutch Bros. in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sunnyside DB, LLC in Benton City, WA — $1.3M (2025) · Heritage Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 19 days
- Approved
- 3/21/2025
- First disbursed
- 4/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal
- J.L. Chudek, LLC in Vancouver, WA — $242K (2024) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $181K (75%)
- Approval → funding
- 50 days
- Approved
- 4/22/2024
- First disbursed
- 6/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Dutch Bros. in Washington? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Dutch Bros. loans with a Washington project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dutch Bros. purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. Heritage Bank funds the most here. CapBench is not a lender.
- $611K typical Dutch Bros. loan
- 2 lenders active in Washington
- 2+ funded Washington deals
- 50 days typical to fund
Buyers buying a Dutch Bros. in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.