Food & Restaurants · lender intelligence
How to finance a Einstein Bros. Bagels
The SBA 7(a) lenders funding the most Einstein Bros. Bagels deals, ranked from public loan records — typical Einstein Bros. Bagels loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Einstein Bros. Bagels
$350K
Typical loan
range $85K–$350K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
30 days
Typical time to fund
1
Lenders competing
more = leverage
8.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Einstein Bros. Bagels
Ranked by funded Einstein Bros. Bagels loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
Not enough public Einstein Bros. Bagels loan history yet to rank lenders. See the brand's full record →
2+ funded Einstein Bros. Bagels deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Double Dot H, LLC in North Platte, NE — $85K (2025) · Hershey Bank
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 126 months
- SBA guaranteed
- $64K (75%)
- Approval → funding
- 23 days
- Approved
- 10/8/2024
- First disbursed
- 10/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hershey Bank
Your business? Claim this record · Request removal
- Double Dot H, LLC in North Platte, NE — $350K (2024) · Hershey Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 30 days
- Approved
- 5/1/2024
- First disbursed
- 5/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hershey Bank
Your business? Claim this record · Request removal
Buying a Einstein Bros. Bagels? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Einstein Bros. Bagels businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Einstein Bros. Bagels purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. CapBench is not a lender.
- $350K typical Einstein Bros. Bagels loan
- 1 lenders fund the brand
- 30 days typical to fund
Buyers researching a Einstein Bros. Bagels typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.