Fitness & Recreation · lender intelligence

How to finance a F45 Training in Texas

State:

The SBA 7(a) lenders funding the most F45 Training deals in Texas, from public loan records — typical F45 Training loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance F45 Training in Texas

$344K

Typical loan

range $250K–$539K

$382K

Est. purchase price

≈ loan ÷ 90%

$51,108

Cash to close

$38,211 down + fees

$4,737/mo

Typical payment

~11% · 10yr

$65,371/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

7.24%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with F45 Training in Texas

Ranked by funded F45 Training loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.28 loans · $42M · Lehi, UTFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.62 loans · $21M · Saint Cloud, MNFull record →
4.8 loans · $4M · Fredericksburg, TXFull record →
5.60 loans · $40M · Clayton, MOFull record →
6.1 loans · $0M · Henderson, TXFull record →
7.26 loans · $42M · Chicago, ILFull record →
8.149 loans · $135M · Mukwonago, WIFull record →
9.618 loans · $171M · Salt Lake City, UTFull record →

18+ funded F45 Training in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

F45 Training Legacy Trail in Tyler, TX — $218K (2025) · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$164K (75%)
Approval → funding
70 days
Approved
6/25/2025
First disbursed
9/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
KB Fitness South Lamar, LLC in Austin, TX — $625K (2024) · FWBank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$469K (75%)
Approval → funding
561 days
Approved
11/16/2023
First disbursed
5/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by FWBank · Lender record →
Your business? Claim this record · Request removal
TCB Fitness I LLC in Houston, TX — $602K (2023) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.75% fixed
Term
124 months
SBA guaranteed
$452K (75%)
Approval → funding
26 days
Approved
12/8/2022
First disbursed
1/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
ASSETS WELLBEING, INC. in Pearland, TX — $150K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
124 months
SBA guaranteed
$128K (85%)
Approval → funding
33 days
Approved
11/3/2022
First disbursed
12/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Live Fit Austin LLC in Austin, TX — $572K (2022) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
129 months
SBA guaranteed
$429K (75%)
Approved
9/6/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Live Fit Austin LLC in Georgetown, TX — $559K (2022) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
129 months
SBA guaranteed
$419K (75%)
Approved
9/6/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Live Fit Austin LLC in Liberty Hill, TX — $539K (2022) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
129 months
SBA guaranteed
$404K (75%)
Approved
9/6/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Family First RTKC Incorporated in Melissa, TX — $524K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$393K (75%)
Approval → funding
1 days
Approved
3/22/2022
First disbursed
3/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CJGFit LLC in Corpus Christi, TX — $463K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$347K (75%)
Approval → funding
3 days
Approved
1/28/2022
First disbursed
1/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CJGFit LLC in Corpus Christi, TX — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
3 days
Approved
1/28/2022
First disbursed
1/31/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Family First RTKC Incorporated in Melissa, TX — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
15 days
Approved
3/22/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CasheVo Fitness, LLC in Richmond, TX — $396K (2020) · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$297K (75%)
Approval → funding
47 days
Approved
4/14/2020
First disbursed
5/31/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
A & J VEE LLC in College Station, TX — $344K (2020) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
124 months
SBA guaranteed
$258K (75%)
Approval → funding
43 days
Approved
1/17/2020
First disbursed
2/29/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
LEGRANDET LLC in Houston, TX — $305K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
126 months
SBA guaranteed
$229K (75%)
Approval → funding
24 days
Approved
11/6/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Indo-Tech Inc. in Lewisville, TX — $295K (2020) · purchase · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
20 days
Approved
10/11/2019
First disbursed
10/31/2019
Loan status
Paid in full (4/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$328K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,540
Annual debt service
$42K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
512 Fitness LLC in Austin, TX — $266K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (75%)
Approval → funding
35 days
Approved
2/25/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
KCC Financial, Inc in Friendswood, TX — $250K (2020) · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$188K (75%)
Approval → funding
62 days
Approved
6/30/2020
First disbursed
8/31/2020
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Eight 11 Partners, LLC in Southlake, TX — $250K (2020) · Texas Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
31 days
Approved
7/31/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Texas Bank · Lender record →
Your business? Claim this record · Request removal

Buying a F45 Training in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded F45 Training loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a F45 Training purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. LendingClub Bank, National Association funds the most here. CapBench is not a lender.

$295K typical F45 Training loan
11 lenders active in Texas
18+ funded Texas deals
31 days typical to fund

Buyers buying a F45 Training in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All F45 Training lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/f45-training/texas
API:: https://www.capbench.com/api/public/lenders?franchise=f45-training
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.