Fitness & Recreation · lender intelligence

How to finance a F45 Training in Utah

State:

The SBA 7(a) lenders funding the most F45 Training deals in Utah, from public loan records — typical F45 Training loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance F45 Training in Utah

$92K

Typical loan

range $25K–$245K

$102K

Est. purchase price

≈ loan ÷ 90%

$13,096

Cash to close

$10,167 down + fees

$1,339/mo

Typical payment

~12.5% · 10yr

$18,478/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

7.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with F45 Training in Utah

Ranked by funded F45 Training loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.

1.83 loans · $31M · Sandy, UTFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.62 loans · $21M · Saint Cloud, MNFull record →

9+ funded F45 Training in Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

F45 Training in Salt Lake City, UT — $260K (2024) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
23 days
Approved
11/6/2023
First disbursed
11/29/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Downtown HIIT LLC in Salt Lake City, UT — $92K (2021) · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$78K (85%)
Approval → funding
7 days
Approved
12/11/2020
First disbursed
12/18/2020
Loan status
Failed — $62K charged off (1/7/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Millcreek HIIT LLC in North Salt Lake, UT — $92K (2021) · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$82K (90%)
Approved
7/29/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Downtown HIIT LLC in Salt Lake City, UT — $25K (2021) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
172 days
Approved
12/14/2020
First disbursed
6/4/2021
Loan status
Paid in full (11/30/2022)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Millcreek HIIT LLC in Salt Lake City, UT — $25K (2021) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$19K (75%)
Approved
7/29/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
BEHMER FITNESS HOLDINGS LLC in South Ogden, UT — $245K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$184K (75%)
Approval → funding
1 days
Approved
11/29/2019
First disbursed
11/30/2019
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
KAMVS LLC in Lindon, UT — $245K (2020) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$184K (75%)
Approval → funding
92 days
Approved
9/30/2020
First disbursed
12/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Zantastic Industries LLC in Sandy, UT — $224K (2020) · purchase · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$168K (75%)
Approval → funding
12 days
Approved
3/19/2020
First disbursed
3/31/2020
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$249K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,318
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Zantastic Industries LLC in Sandy, UT — $20K (2020) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$10K (50%)
Approved
3/19/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal

Buying a F45 Training in Utah? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded F45 Training loans with a Utah project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a F45 Training purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Mountain America FCU funds the most here. CapBench is not a lender.

$295K typical F45 Training loan
4 lenders active in Utah
9+ funded Utah deals
23 days typical to fund

Buyers buying a F45 Training in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All F45 Training lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/f45-training/utah
API:: https://www.capbench.com/api/public/lenders?franchise=f45-training
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.