Food & Restaurants · lender intelligence
How to finance a Fat Tuesday
The SBA 7(a) lenders funding the most Fat Tuesday deals, ranked from public loan records — typical Fat Tuesday loan about $642K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Fat Tuesday
$642K
Typical loan
range $350K–$740K
$713K
Est. purchase price
≈ loan ÷ 90%
$95,408
Cash to close
$71,333 down + fees
$8,307/mo
Typical payment
~9.5% · 10yr
$114,637/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
51 days
Typical time to fund
2
Lenders competing
more = leverage
5.42%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Fat Tuesday
Ranked by funded Fat Tuesday loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
3+ funded Fat Tuesday deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Bartlett Ventures Inc in Raleigh, NC — $740K (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $555K (75%)
- Approval → funding
- 14 days
- Approved
- 12/14/2021
- First disbursed
- 12/28/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Fat Tuesday Waxahachie, LLC in Waxahachie, TX — $350K (2021) · Citizens National Bank of Texas
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 2.75% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 51 days
- Approved
- 4/6/2021
- First disbursed
- 5/27/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens National Bank of Texas
Your business? Claim this record · Request removal
- Fat Tuesday in Knoxville, TN — $642K (2020) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 129 months
- SBA guaranteed
- $482K (75%)
- Approval → funding
- 285 days
- Approved
- 1/23/2020
- First disbursed
- 11/3/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Fat Tuesday? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Fat Tuesday businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Fat Tuesday purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.
- $642K typical Fat Tuesday loan
- 2 lenders fund the brand
- 51 days typical to fund
Buyers researching a Fat Tuesday typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.