How to finance a Five Star Bath Solutions in Florida

State:

The SBA 7(a) lenders funding the most Five Star Bath Solutions deals in Florida, from public loan records — typical Five Star Bath Solutions loan about $230K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Five Star Bath Solutions in Florida

$305K

Typical loan

range $40K–$400K

$339K

Est. purchase price

≈ loan ÷ 90%

$45,327

Cash to close

$33,889 down + fees

$4,201/mo

Typical payment

~11% · 10yr

$57,974/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

10.79%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Five Star Bath Solutions in Florida

Ranked by funded Five Star Bath Solutions loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →
4.3,264 loans · $846M · Miami, FLFull record →

7+ funded Five Star Bath Solutions in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

FIVE STAR BATH SOLUTIONS OF SOUTHWEST FLORIDA in Saint James City, FL — $390K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$292K (75%)
Approval → funding
26 days
Approved
11/13/2025
First disbursed
12/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Five Star Bath Solutions of Miami in Doral, FL — $600K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approved
4/1/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
DESERT ROSE COMPANIES LLC in Jupiter, FL — $292K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$219K (75%)
Approval → funding
6 days
Approved
3/22/2024
First disbursed
3/28/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DESERT ROSE COMPANIES LLC in Jupiter, FL — $30K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
90 days
Approved
3/22/2024
First disbursed
6/20/2024
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FIVE STAR BATH SOLUTIONS OF TAMPA BAY in Riverview, FL — $400K (2023) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
26 days
Approved
8/11/2023
First disbursed
9/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Harding Home Services LLC in Jacksonville, FL — $305K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$229K (75%)
Approval → funding
2 days
Approved
7/11/2023
First disbursed
7/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Harding Home Services LLC in Jacksonville, FL — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
9 days
Approved
6/26/2023
First disbursed
7/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Five Star Bath Solutions in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Five Star Bath Solutions loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Five Star Bath Solutions purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$230K typical Five Star Bath Solutions loan
4 lenders active in Florida
7+ funded Florida deals
26 days typical to fund

Buyers buying a Five Star Bath Solutions in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Five Star Bath Solutions lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/five-star-bath-solutions/florida
API:: https://www.capbench.com/api/public/lenders?franchise=five-star-bath-solutions
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.