Home & Trade Services · lender intelligence
How to finance a Five Star Bath Solutions
The SBA 7(a) lenders funding the most Five Star Bath Solutions deals, ranked from public loan records — typical Five Star Bath Solutions loan about $230K, 8% failure rate across 68 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Five Star Bath Solutions
$230K
Typical loan
range $50K–$320K
$256K
Est. purchase price
≈ loan ÷ 90%
$34,181
Cash to close
$25,556 down + fees
$3,367/mo
Typical payment
~12.5% · 10yr
$46,465/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
92.0%
Still performing
8% default · FY20–23
15 days
Typical time to fund
14
Lenders competing
more = leverage
10.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Five Star Bath Solutions
Ranked by funded Five Star Bath Solutions loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.575 loans · $220M · De Graff, OHFull record →
- 4.1,927 loans · $207M · Buffalo, NYFull record →
- 5.103 loans · $64M · Indiana, PAFull record →
- 6.14 loans · $2M · Cedar City, UTFull record →
- 7.32 loans · $21M · Souderton, PAFull record →
- 8.70 loans · $22M · Melrose, MNFull record →
- 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 10.3 loans · $1M · Salt Lake City, UTFull record →
- 11.62 loans · $21M · Saint Cloud, MNFull record →
- 12.129 loans · $234M · New York, NYFull record →
- 13.3,264 loans · $846M · Miami, FLFull record →
68+ funded Five Star Bath Solutions deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- FIVE STAR BATH SOLUTIONS OF SOUTHWEST FLORIDA in Saint James City, FL — $390K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (75%)
- Approval → funding
- 26 days
- Approved
- 11/13/2025
- First disbursed
- 12/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- Five Star Bath Solutions of Providence in Providence, RI — $345K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $259K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Spray Ventures LLC in Richmond, VA — $50K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 41 days
- Approved
- 11/20/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Triple B Enterprises, LLC in Hurricane, UT — $50K (2026) · State Bank of Southern Utah
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by State Bank of Southern Utah · Lender record →
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- Spray Ventures LLC in Richmond, VA — $48K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.74% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $24K (50%)
- Approval → funding
- 6 days
- Approved
- 11/20/2025
- First disbursed
- 11/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Five Star Bath Solutions of Miami in Doral, FL — $600K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approved
- 4/1/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by Readycap Lending, LLC · Lender record →
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- Nolana LLC in Mill Valley, CA — $415K (2025) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 33 days
- Approved
- 2/19/2025
- First disbursed
- 3/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- Five Star Bath Solutions of Columbus in Delaware, OH — $390K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $293K (75%)
- Approval → funding
- 14 days
- Approved
- 2/18/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Five Star Bath Solutions of Houston in Houston, TX — $389K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 119 months
- SBA guaranteed
- $292K (75%)
- Approval → funding
- 49 days
- Approved
- 6/16/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- BURNING RIVER HOME SERVICES LLC in Berea, OH — $368K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $276K (75%)
- Approval → funding
- 15 days
- Approved
- 4/30/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Five Star Bath Solutions of Lincoln in Lincoln, NE — $348K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $261K (75%)
- Approval → funding
- 16 days
- Approved
- 8/12/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- PNW BATH SOLUTIONS LLC in Portland, OR — $345K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $259K (75%)
- Approval → funding
- 5 days
- Approved
- 3/22/2025
- First disbursed
- 3/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Chuckis LLC in Los Gatos, CA — $341K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 18 days
- Approved
- 6/30/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Nachos Bath Inc in Rancho Cordova, CA — $332K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $249K (75%)
- Approval → funding
- 16 days
- Approved
- 4/7/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lotus Bath LLC in Plaistow, NH — $320K (2025) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 7 days
- Approved
- 8/21/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- MR BOURBON II, LLC in Kingsport, TN — $308K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $231K (75%)
- Approval → funding
- 7 days
- Approved
- 4/21/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beer, Wine, and Liquor Retailers
Funded by The Huntington National Bank · Lender record →
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- Five Star Bath Solutions of the Ozarks in Centerton, AR — $306K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 26 days
- Approved
- 5/22/2025
- First disbursed
- 6/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- LUXE BATH TRANSFORMATIONS LLC in Monrovia, MD — $287K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 34 days
- Approved
- 8/13/2025
- First disbursed
- 9/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Five Star Bath Solutions of Suffolk in Syosset, NY — $255K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $191K (75%)
- Approval → funding
- 12 days
- Approved
- 9/3/2025
- First disbursed
- 9/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Farpoint Enterprises LLC in York, PA — $240K (2025) · Univest Bank and Trust Co
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 30 days
- Approved
- 7/2/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Univest Bank and Trust Co · Lender record →
Your business? Claim this record · Request removal
Buying a Five Star Bath Solutions? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Five Star Bath Solutions businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Five Star Bath Solutions purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $230K typical Five Star Bath Solutions loan
- 8% failure rate (FY20–23)
- 14 lenders fund the brand
- 15 days typical to fund
Buyers researching a Five Star Bath Solutions typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.