Fitness & Recreation · lender intelligence
How to finance a FS8 in Florida
The SBA 7(a) lenders funding the most FS8 deals in Florida, from public loan records — typical FS8 loan about $678K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance FS8 in Florida
$535K
Typical loan
range $50K–$850K
$595K
Est. purchase price
≈ loan ÷ 90%
$79,523
Cash to close
$59,456 down + fees
$6,924/mo
Typical payment
~9.5% · 10yr
$95,551/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
2
Lenders competing
more = leverage
11.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with FS8 in Florida
Ranked by funded FS8 loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3,264 loans · $846M · Miami, FLFull record →
- 2.26 loans · $42M · Chicago, ILFull record →
3+ funded FS8 in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Link107, LLC in Jacksonville, FL — $850K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 21 days
- Approved
- 2/4/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Link107, LLC in Jacksonville, FL — $50K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/10/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- A&M MOVEMENT, INC. in Fort Lauderdale, FL — $535K (2025) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $401K (75%)
- Approved
- 9/15/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by FWBank · Lender record →
Your business? Claim this record · Request removal
Buying a FS8 in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded FS8 loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a FS8 purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Newtek Bank, National Association funds the most here. CapBench is not a lender.
- $678K typical FS8 loan
- 2 lenders active in Florida
- 3+ funded Florida deals
- 21 days typical to fund
Buyers buying a FS8 in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.