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Fitness & Recreation · lender intelligence

How to finance a FS8

The SBA 7(a) lenders funding the most FS8 deals, ranked from public loan records — typical FS8 loan about $678K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance FS8

$678K

Typical loan

range $535K–$698K

$753K

Est. purchase price

≈ loan ÷ 90%

$100,685

Cash to close

$75,278 down + fees

$8,767/mo

Typical payment

~9.5% · 10yr

$120,985/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

4

Lenders competing

more = leverage

10.03%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with FS8

Ranked by funded FS8 loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.149 loans · $135M · Mukwonago, WIFull record →
  2. 2.26 loans · $42M · Chicago, ILFull record →
  3. 3.3,264 loans · $846M · Miami, FLFull record →

8+ funded FS8 deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Link107, LLC in Jacksonville, FL — $850K (2026) · Newtek Bank, National Association
  • BG Athletics Dana Point LLC in Dana Point, CA — $678K (2026) · Citizens Bank
  • Woodward Wellness LLC in Mckinney, TX — $306K (2026) · U.S. Bank, National Association
  • Link107, LLC in Jacksonville, FL — $50K (2026) · Newtek Bank, National Association
  • GOPI AND NEIL FS8, LLC in Chicago, IL — $698K (2025) · FWBank
  • BG Athletics Aliso Viejo LLC in Aliso Viejo, CA — $678K (2025) · Citizens Bank
  • Beyond Bold Training LLC in Arvada, CO — $634K (2025) · Citizens Bank
  • A&M MOVEMENT, INC. in Fort Lauderdale, FL — $535K (2025) · FWBank

Buying a FS8? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to FS8 businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a FS8 purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Citizens Bank funds the most. CapBench is not a lender.

  • $678K typical FS8 loan
  • 4 lenders fund the brand
  • 25 days typical to fund

Buyers researching a FS8 typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerFS8 record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/fs8
API:
https://www.capbench.com/api/public/lenders?franchise=fs8
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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