Food & Restaurants · lender intelligence

How to finance a Fuzzy's Taco Shop

State:

The SBA 7(a) lenders funding the most Fuzzy's Taco Shop deals, ranked from public loan records — typical Fuzzy's Taco Shop loan about $652K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Fuzzy's Taco Shop

$652K

Typical loan

range $428K–$673K

$724K

Est. purchase price

≈ loan ÷ 90%

$96,821

Cash to close

$72,389 down + fees

$8,430/mo

Typical payment

~9.5% · 10yr

$116,334/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

7.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Fuzzy's Taco Shop

Ranked by funded Fuzzy's Taco Shop loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.79 loans · $53M · Gulfport, MSFull record →
2.15 loans · $5M · Fort Worth, TXFull record →
3.2 loans · $1M · Nacogdoches, TXFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.1 loans · $2M · Houston, TXFull record →

9+ funded Fuzzy's Taco Shop deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The Biscuit Company LLC in Frisco, TX — $657K (2026) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$493K (75%)
Approved
11/13/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
The Biscuit Company LLC in Frisco, TX — $652K (2026) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$489K (75%)
Approved
3/2/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
FTS Stephenville LLC in Burleson, TX — $650K (2026) · purchase · TexasBank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
84 mo (7 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
16 days
Approved
12/23/2025
First disbursed
1/8/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
55
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$10,131
Annual debt service
$122K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TexasBank · Lender record →
Your business? Claim this record · Request removal
Midnight Sun Enterprises, LLC in Odessa, TX — $2.3M (2025) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
14 days
Approved
9/4/2025
First disbursed
9/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Sarayax LLC in Dallas, TX — $673K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$504K (75%)
Approval → funding
162 days
Approved
11/18/2024
First disbursed
4/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$747K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$9,074
Annual debt service
$109K
Cash flow needed (1.25×)
$136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Aza Mesquite LLc in Mesquite, TX — $428K (2022) · Golden Bank National Association
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
108 mo (9 yrs)
SBA guaranteed
$321K (75%)
Approval → funding
35 days
Approved
3/2/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
TYLER TACO SHOP, LLC in Tyler, TX — $345K (2022) · Commercial Bank of Texas N.A.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% fixed
Term
96 mo (8 yrs)
SBA guaranteed
$173K (50%)
Approval → funding
7 days
Approved
6/7/2022
First disbursed
6/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Commercial Bank of Texas N.A. · Lender record →
Your business? Claim this record · Request removal
No L, LLC in Waco, TX — $812K (2021) · Incommons Bank NA
Program
7a General
Rate at approval
5.25% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$731K (90%)
Approval → funding
15 days
Approved
8/11/2021
First disbursed
8/26/2021
Loan status
Failed — $656K charged off (8/12/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
67
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Incommons Bank NA
Your business? Claim this record · Request removal
Taco Dirty to Me, LLC in Coralville, IA — $320K (2021) · Lincoln Savings Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$288K (90%)
Approval → funding
10 days
Approved
5/21/2021
First disbursed
5/31/2021
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal

Buying a Fuzzy's Taco Shop? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Fuzzy's Taco Shop businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Fuzzy's Taco Shop purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Hancock Whitney Bank funds the most. CapBench is not a lender.

$652K typical Fuzzy's Taco Shop loan
7 lenders fund the brand
15 days typical to fund

Buyers researching a Fuzzy's Taco Shop typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Fuzzy's Taco Shop record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/fuzzy-s-taco-shop
API:: https://www.capbench.com/api/public/lenders?franchise=fuzzy-s-taco-shop
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.