Hotels & Lodging · lender intelligence

How to finance a Garner in Texas

State:

The SBA 7(a) lenders funding the most Garner deals in Texas, from public loan records — typical Garner loan about $2.3M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Garner in Texas

$2.15M

Typical loan

range $2.15M–$2.15M

$2.39M

Est. purchase price

≈ loan ÷ 90%

$329,108

Cash to close

$238,889 down + fees

$27,820/mo

Typical payment

~9.5% · 10yr

$383,916/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

5 days

Typical time to fund

Lenders competing

more = leverage

8.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Garner in Texas

Ranked by funded Garner loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.159 loans · $307M · Garden Grove, CAFull record →

1+ funded Garner in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Garner by IHG in Tyler, TX — $2.1M (2026) · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
303 months
SBA guaranteed
$1.6M (75%)
Approval → funding
5 days
Approved
11/14/2025
First disbursed
11/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Garner in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Garner loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Garner purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. US Metro Bank funds the most here. CapBench is not a lender.

$2.3M typical Garner loan
1 lenders active in Texas
1+ funded Texas deals
5 days typical to fund

Buyers buying a Garner in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Garner lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/garner/texas
API:: https://www.capbench.com/api/public/lenders?franchise=garner
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.