Hotels & Lodging · lender intelligence
How to finance a Garner
The SBA 7(a) lenders funding the most Garner deals, ranked from public loan records — typical Garner loan about $2.3M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Garner
$2.33M
Typical loan
range $2.15M–$5.00M
$2.59M
Est. purchase price
≈ loan ÷ 90%
$357,641
Cash to close
$259,444 down + fees
$30,214/mo
Typical payment
~9.5% · 10yr
$416,953/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
3
Lenders competing
more = leverage
8.92%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Garner
Ranked by funded Garner loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.46 loans · $47M · Asheville, NCFull record →
- 2.159 loans · $307M · Garden Grove, CAFull record →
- 3.1 loans · $2M · Alto Pass, ILFull record →
3+ funded Garner deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sulphur Lodging, LLC in Sulphur, LA — $2.3M (2026) · Farmers State Bank of Alto Pass, Illinois
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 309 months
- SBA guaranteed
- $1.8M (75%)
- Approved
- 1/7/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Farmers State Bank of Alto Pass, Illinois · Lender record →
Your business? Claim this record · Request removal
- Garner by IHG in Tyler, TX — $2.1M (2026) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 303 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 5 days
- Approved
- 11/14/2025
- First disbursed
- 11/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
- ammireddy hotels llc in Charlotte, NC — $5.0M (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 318 months
- SBA guaranteed
- $3.8M (75%)
- Approved
- 9/19/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Garner? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Garner businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Garner purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. HomeTrust Bank funds the most. CapBench is not a lender.
- $2.3M typical Garner loan
- 3 lenders fund the brand
- 5 days typical to fund
Buyers researching a Garner typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.