Franchise · lender intelligence

How to finance a Golden Corral in Florida

State:

The SBA 7(a) lenders funding the most Golden Corral deals in Florida, from public loan records — typical Golden Corral loan about $1.7M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Golden Corral in Florida

$1.49M

Typical loan

range $1.20M–$2.82M

$1.65M

Est. purchase price

≈ loan ÷ 90%

$226,541

Cash to close

$165,000 down + fees

$19,216/mo

Typical payment

~9.5% · 10yr

$265,181/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

6.79%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Golden Corral in Florida

Ranked by funded Golden Corral loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.32 loans · $54M · Houston, TXFull record →
2.1 loans · $2M · Houston, TXFull record →

3+ funded Golden Corral in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Port Richey Sunset LLC in Port Richey, FL — $1.5M (2024) · Southwestern National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
10 days
Approved
5/13/2024
First disbursed
5/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Cafeterias, Grill Buffets, and Buffets
Funded by Southwestern National Bank · Lender record →
Your business? Claim this record · Request removal
Panama City Corral LLC in Panama City, FL — $2.8M (2021) · Golden Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.625% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
27 days
Approved
8/4/2021
First disbursed
8/31/2021
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
70
Business age
New Business or 2 years or less
Industry
Cafeterias, Grill Buffets, and Buffets
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
Panama City Corral LLC in Panama City, FL — $1.2M (2020) · purchase · US Eagle FCU
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$900K (75%)
Approval → funding
17 days
Approved
8/14/2020
First disbursed
8/31/2020
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
85
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$13,322
Annual debt service
$160K
Cash flow needed (1.25×)
$200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Eagle FCU
Your business? Claim this record · Request removal

Buying a Golden Corral in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Golden Corral loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Golden Corral purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Southwestern National Bank funds the most here. CapBench is not a lender.

$1.7M typical Golden Corral loan
3 lenders active in Florida
3+ funded Florida deals
17 days typical to fund

Buyers buying a Golden Corral in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Golden Corral lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/golden-corral/florida
API:: https://www.capbench.com/api/public/lenders?franchise=golden-corral
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.