Franchise · lender intelligence
How to finance a Golden Corral
The SBA 7(a) lenders funding the most Golden Corral deals, ranked from public loan records — typical Golden Corral loan about $1.7M, 0% failure rate across 29 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Golden Corral
$1.70M
Typical loan
range $1.15M–$2.99M
$1.89M
Est. purchase price
≈ loan ÷ 90%
$259,702
Cash to close
$188,889 down + fees
$21,998/mo
Typical payment
~9.5% · 10yr
$303,572/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
22 days
Typical time to fund
20
Lenders competing
more = leverage
7.09%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Golden Corral
Ranked by funded Golden Corral loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1 loans · $2M · Houston, TXFull record →
- 2.85 loans · $148M · Los Angeles, CAFull record →
- 3.34 loans · $57M · Charlotte, NCFull record →
- 4.1 loans · $0M · St. Louis, MOFull record →
- 5.3 loans · $1M · Salt Lake City, UTFull record →
- 6.7 loans · $3M · Rothville, MOFull record →
- 7.32 loans · $54M · Houston, TXFull record →
- 8.3 loans · $2M · Minneapolis, MNFull record →
- 9.33 loans · $54M · Sun Valley, CAFull record →
- 10.8 loans · $17M · Hilton Head Island, SCFull record →
- 11.23 loans · $39M · Miami, FLFull record →
- 12.7 loans · $3M · Colwich, KSFull record →
- 13.23 loans · $21M · Ogden, UTFull record →
- 14.7 loans · $3M · Walnut Creek, CAFull record →
- 15.104 loans · $100M · Portsmouth, VAFull record →
- 16.1,296 loans · $1.4B · Wilmington, NCFull record →
- 17.1 loans · $1M · Lincoln, NEFull record →
- 18.2 loans · $1M · Auburn Hills, MIFull record →
- 19.15 loans · $20M · Madisonville, KYFull record →
29+ funded Golden Corral deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- GRO GC Inc. in Winston Salem, NC — $5.0M (2026) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 300
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $61,326
- Annual debt service
- $736K
- Cash flow needed (1.25×)
- $920K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
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- JFK2, LLC in Austin, TX — $3.7M (2025) · purchase · City National Bank of Florida
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 128 months
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 52 days
- Approved
- 11/19/2024
- First disbursed
- 1/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $4.1M
- Est. down payment (10%)
- $414K
- Est. cash at closing
- $572K
- Monthly payment
- $49,064
- Annual debt service
- $589K
- Cash flow needed (1.25×)
- $736K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank of Florida · Lender record →
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- Golden Corral Raleigh in Raleigh, NC — $3.0M (2025) · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 10 days
- Approved
- 2/3/2025
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 207
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by United Business Bank · Lender record →
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- Golden Corral Aberdeen in Aberdeen, MD — $2.8M (2024) · Mission Valley Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 7 days
- Approved
- 6/13/2024
- First disbursed
- 6/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Mission Valley Bank · Lender record →
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- Port Richey Sunset LLC in Port Richey, FL — $1.5M (2024) · Southwestern National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 10 days
- Approved
- 5/13/2024
- First disbursed
- 5/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Southwestern National Bank · Lender record →
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- Mountain South Corral, Inc. in Flowood, MS — $1.2M (2024) · Bank of Utah
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $866K (75%)
- Approval → funding
- 21 days
- Approved
- 11/17/2023
- First disbursed
- 12/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 63
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Bank of Utah · Lender record →
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- Mountain West Corral, Inc in Logan, UT — $200K (2024) · Brighton Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 54 days
- Approved
- 8/27/2024
- First disbursed
- 10/20/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 99
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Brighton Bank · Lender record →
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- ELRI.PARKER, INC. in Dothan, AL — $150K (2024) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 21 days
- Approved
- 6/4/2024
- First disbursed
- 6/25/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 75
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Northeast Bank · Lender record →
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- Golden Corral #793 in Aurora, CO — $4.1M (2023) · Preferred Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 20 days
- Approved
- 10/26/2022
- First disbursed
- 11/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 64
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Preferred Bank · Lender record →
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- Anchorage Corral LLC in Anchorage, AK — $1.8M (2023) · purchase · Legacy Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 38 days
- Approved
- 9/24/2023
- First disbursed
- 11/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 71
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $196K
- Est. cash at closing
- $270K
- Monthly payment
- $16,346
- Annual debt service
- $196K
- Cash flow needed (1.25×)
- $245K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Legacy Bank · Lender record →
Your business? Claim this record · Request removal
- GC Roxboro, LLC in Lillington, NC — $1.4M (2023) · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 22 days
- Approved
- 2/13/2023
- First disbursed
- 3/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 63
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- LA Corral Three Inc. in Bakersfield, CA — $420K (2023) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (75%)
- Approved
- 11/30/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- SIX GUN CORRAL, L.P. in El Paso, TX — $5.0M (2022) · Genisys CU
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 65 days
- Approved
- 2/15/2022
- First disbursed
- 4/21/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 81
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Genisys CU · Lender record →
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- Slentz Realty Company, LLC in Albany, GA — $4.7M (2022) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 27 days
- Approved
- 12/2/2021
- First disbursed
- 12/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Pinnacle Bank · Lender record →
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- Burch Enterprises LLC in San Antonio, TX — $2.6M (2022) · Coastal States Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 0 days
- Approved
- 6/27/2022
- First disbursed
- 6/27/2022
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Coastal States Bank · Lender record →
Your business? Claim this record · Request removal
- 5 Star Corral, LLC in Oklahoma City, OK — $1.8M (2022) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 246 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 25 days
- Approved
- 3/4/2022
- First disbursed
- 3/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 77
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by First United Bank and Trust Company · Lender record →
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- Covina Corral, Inc. in Covina, CA — $1.4M (2022) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 22 days
- Approved
- 4/13/2022
- First disbursed
- 5/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- Mountain West Corral, Inc in Layton, UT — $350K (2022) · Brighton Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 8 days
- Approved
- 7/18/2022
- First disbursed
- 7/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Brighton Bank · Lender record →
Your business? Claim this record · Request removal
- John & Jeremiah Enterprises, Inc. in Amarillo, TX — $3.9M (2021) · Golden Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (90%)
- Approval → funding
- 13 days
- Approved
- 9/17/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Panama City Corral LLC in Panama City, FL — $2.8M (2021) · Golden Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.625% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.5M (90%)
- Approval → funding
- 27 days
- Approved
- 8/4/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 70
- Business age
- New Business or 2 years or less
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Golden Corral? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Golden Corral businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Golden Corral purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Golden Bank National Association funds the most. CapBench is not a lender.
- $1.7M typical Golden Corral loan
- 0% failure rate (FY20–23)
- 20 lenders fund the brand
- 22 days typical to fund
Buyers researching a Golden Corral typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.