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How to finance a GrassRoots in Georgia

State:

The SBA 7(a) lenders funding the most GrassRoots deals in Georgia, from public loan records — typical GrassRoots loan about $102K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance GrassRoots in Georgia

$150K

Typical loan

range $100K–$150K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

10.94%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with GrassRoots in Georgia

Ranked by funded GrassRoots loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $2M · Little Rock, ARFull record →
2.1,025 loans · $292M · Berkeley Heights, NJFull record →
3.62 loans · $34M · Winter Haven, FLFull record →
4.575 loans · $220M · De Graff, OHFull record →

4+ funded GrassRoots in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Southern Roots Turf Management LLC in Carrollton, GA — $150K (2024) · Bank OZK
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
50 days
Approved
5/28/2024
First disbursed
7/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by Bank OZK · Lender record →
Your business? Claim this record · Request removal
Grassroots Turf Care of Atlanta in Stone Mountain, GA — $100K (2024) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
7 days
Approved
11/14/2023
First disbursed
11/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Landscaping Services
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Root to Rooftop Enterprises, Inc. in Stone Mountain, GA — $50K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
15% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
13 days
Approved
7/19/2024
First disbursed
8/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Landscaping Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
R&R Green Lawn LLC in Temple, GA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
6 days
Approved
6/24/2021
First disbursed
6/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a GrassRoots in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded GrassRoots loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a GrassRoots purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. Bank OZK funds the most here. CapBench is not a lender.

$102K typical GrassRoots loan
4 lenders active in Georgia
4+ funded Georgia deals
13 days typical to fund

Buyers buying a GrassRoots in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All GrassRoots lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/grassroots/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=grassroots
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.