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How to finance a GrassRoots

The SBA 7(a) lenders funding the most GrassRoots deals, ranked from public loan records — typical GrassRoots loan about $102K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance GrassRoots

$102K

Typical loan

range $100K–$150K

$113K

Est. purchase price

≈ loan ÷ 90%

$14,597

Cash to close

$11,333 down + fees

$1,493/mo

Typical payment

~12.5% · 10yr

$20,603/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

5

Lenders competing

more = leverage

9.81%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with GrassRoots

Ranked by funded GrassRoots loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.15 loans · $13M · Flowood, MSFull record →
  2. 2.4 loans · $2M · Little Rock, ARFull record →
  3. 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
  4. 4.62 loans · $34M · Winter Haven, FLFull record →
  5. 5.575 loans · $220M · De Graff, OHFull record →

5+ funded GrassRoots deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Southern Roots Turf Management LLC in Carrollton, GA — $150K (2024) · Bank OZK
  • Grassroots Turf Care of Atlanta in Stone Mountain, GA — $100K (2024) · SouthState Bank, National Association
  • Root to Rooftop Enterprises, Inc. in Stone Mountain, GA — $50K (2024) · Readycap Lending, LLC
  • R&R Green Lawn LLC in Temple, GA — $150K (2021) · United Midwest Savings Bank National Association
  • Mississippi Turf Consulting LLC in Madison, MS — $102K (2021) · Community Bank of Mississippi

Buying a GrassRoots? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to GrassRoots businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a GrassRoots purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Community Bank of Mississippi funds the most. CapBench is not a lender.

  • $102K typical GrassRoots loan
  • 5 lenders fund the brand
  • 13 days typical to fund

Buyers researching a GrassRoots typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerGrassRoots record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/grassroots
API:
https://www.capbench.com/api/public/lenders?franchise=grassroots
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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