Beauty & Personal Care · lender intelligence

How to finance a Great Clips in Texas

State:

The SBA 7(a) lenders funding the most Great Clips deals in Texas, from public loan records — typical Great Clips loan about $300K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Great Clips in Texas

$215K

Typical loan

range $213K–$565K

$239K

Est. purchase price

≈ loan ÷ 90%

$31,952

Cash to close

$23,889 down + fees

$3,147/mo

Typical payment

~12.5% · 10yr

$43,429/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

5.15%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Great Clips in Texas

Ranked by funded Great Clips loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.128 loans · $40M · Wilmington, DEFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.28 loans · $42M · Lehi, UTFull record →

7+ funded Great Clips in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KITTY PAW LLC in Fort Worth, TX — $2.1M (2022) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
11 days
Approved
6/6/2022
First disbursed
6/17/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
59
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MEGACLIPS, LLC in Joshua, TX — $300K (2021) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$270K (90%)
Approval → funding
19 days
Approved
8/12/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
WESTEND HOLDINGS, INC. in Round Rock, TX — $565K (2020) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$424K (75%)
Approval → funding
78 days
Approved
7/14/2020
First disbursed
9/30/2020
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
93
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KITTY PAW LLC in Wichita Falls, TX — $215K (2020) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
90 months
SBA guaranteed
$161K (75%)
Approval → funding
113 days
Approved
10/10/2019
First disbursed
1/31/2020
Loan status
Paid in full (7/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KITTY PAW LLC in Watauga, TX — $215K (2020) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
90 months
SBA guaranteed
$161K (75%)
Approval → funding
99 days
Approved
10/24/2019
First disbursed
1/31/2020
Loan status
Paid in full (7/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Ten Clips LLC in Houston, TX — $213K (2020) · Wells Fargo Bank National Association
Program
7a General
Rate at approval
5.8% fixed
Term
97 months
SBA guaranteed
$160K (75%)
Approval → funding
28 days
Approved
3/3/2020
First disbursed
3/31/2020
Loan status
Failed — $178K charged off (3/18/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Kazlon LLC in Mission, TX — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
22 days
Approved
6/8/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Great Clips in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Great Clips loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Great Clips purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. PNC Bank, National Association funds the most here. CapBench is not a lender.

$300K typical Great Clips loan
4 lenders active in Texas
7+ funded Texas deals
28 days typical to fund

Buyers buying a Great Clips in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Great Clips lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/great-clips/texas
API:: https://www.capbench.com/api/public/lenders?franchise=great-clips
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.