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How to finance a Great Clips

The SBA 7(a) lenders funding the most Great Clips deals, ranked from public loan records — typical Great Clips loan about $300K, 3.23% failure rate across 45 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Great Clips

$300K

Typical loan

range $176K–$954K

$333K

Est. purchase price

≈ loan ÷ 90%

$44,583

Cash to close

$33,333 down + fees

$4,133/mo

Typical payment

~11% · 10yr

$57,035/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

96.8%

Still performing

3.2% default · FY20–23

23 days

Typical time to fund

25

Lenders competing

more = leverage

6.79%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Great Clips

Ranked by funded Great Clips loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.66 loans · $68M · Milford, IAFull record →
  2. 2.128 loans · $40M · Wilmington, DEFull record →
  3. 3.1,296 loans · $1.4B · Wilmington, NCFull record →
  4. 4.28 loans · $42M · Lehi, UTFull record →
  5. 5.1,927 loans · $207M · Buffalo, NYFull record →
  6. 6.1,322 loans · $185M · Wilmington, DEFull record →
  7. 7.75 loans · $98M · Sioux Falls, SDFull record →
  8. 8.3 loans · $4M · Mountain Lake, MNFull record →
  9. 9.1 loans · $0M · Carmi, ILFull record →
  10. 10.4 loans · $1M · White Castle, LAFull record →
  11. 11.79 loans · $53M · Gulfport, MSFull record →
  12. 12.3,264 loans · $846M · Miami, FLFull record →
  13. 13.868 loans · $362M · Salt Lake City, UTFull record →
  14. 14.26 loans · $42M · Chicago, ILFull record →
  15. 15.46 loans · $85M · Salt Lake City, UTFull record →
  16. 16.62 loans · $21M · Saint Cloud, MNFull record →
  17. 17.4 loans · $0M · Ravenna, OHFull record →
  18. 18.8 loans · $1M · Pittston, PAFull record →
  19. 19.318 loans · $229M · Osage Beach, MOFull record →
  20. 20.2 loans · $1M · Iowa City, IAFull record →
  21. 21.22 loans · $3M · Fayetteville, ARFull record →
  22. 22.3 loans · $1M · Salt Lake City, UTFull record →

45+ funded Great Clips deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Bay Clips, Inc. in Virginia Beach, VA — $3.9M (2026) · FWBank
  • ENVISION FOUR LLC. in Hudson, FL — $954K (2026) · purchase · Celtic Bank Corporation
  • B&A Business Development, Inc. in Littleton, MA — $600K (2026) · Newtek Bank, National Association
  • AJE Holdings LLC in Minneapolis, MN — $2.4M (2025) · U.S. Bank, National Association
  • Brizo LLC in Lake Orion, MI — $1.4M (2025) · purchase · Milestone Bank
  • Conch Republic /dba Great Clips in Hattiesburg, MS — $329K (2025) · First Bank of the Lake
  • Kalpavriksha LLC in Parker, CO — $300K (2025) · Wells Fargo Bank National Association
  • Geaux Clips LLC in Picayune, MS — $245K (2025) · Hancock Whitney Bank
  • ROLO GR8KLPS LLC in Clementon, NJ — $120K (2025) · Manufacturers and Traders Trust Company
  • Shivalie LLC in West Springfield, MA — $50K (2025) · TD Bank, National Association
  • ROLO GR8KLPS LLC in Marlton, NJ — $25K (2025) · TD Bank, National Association
  • Chalexbee Cuts, LLC in Evansville, IN — $3.1M (2024) · The First National Bank of Carmi
  • KBJ Cutters, Inc in Beaverton, OR — $500K (2024) · Bank of America, National Association
  • CB Investment Group LLC in Idaho Falls, ID — $420K (2024) · The Bank of Commerce
  • Sonrise Clippers Too, LLC in Elkhart, IN — $2.6M (2023) · purchase · LendingClub Bank, National Association
  • Blown Away by U LLC in Brownsburg, IN — $938K (2023) · purchase · LendingClub Bank, National Association
  • Yankey Clippers Tamaqua, LLC in Tamaqua, PA — $44K (2023) · NEPA Alliance Business Finance Corporation
  • Jcurve-Denver, LLC in Salt Lake City, UT — $5.0M (2022) · purchase · Brighton Bank
  • PNKLINK, INC. in Lacey, WA — $3.0M (2022) · purchase · Live Oak Banking Company
  • KITTY PAW LLC in Fort Worth, TX — $2.1M (2022) · PNC Bank, National Association

Buying a Great Clips? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Great Clips businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Great Clips purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Community Bank funds the most. CapBench is not a lender.

  • $300K typical Great Clips loan
  • 3.23% failure rate (FY20–23)
  • 25 lenders fund the brand
  • 23 days typical to fund

Buyers researching a Great Clips typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerGreat Clips record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/great-clips
API:
https://www.capbench.com/api/public/lenders?franchise=great-clips
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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