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Beauty & Personal Care · lender intelligence

How to finance a Hammer & Nails

The SBA 7(a) lenders funding the most Hammer & Nails deals, ranked from public loan records — typical Hammer & Nails loan about $500K, 0% failure rate across 51 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Hammer & Nails

$500K

Typical loan

range $60K–$714K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

29 days

Typical time to fund

17

Lenders competing

more = leverage

9.14%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Hammer & Nails

Ranked by funded Hammer & Nails loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.149 loans · $135M · Mukwonago, WIFull record →
  3. 3.4 loans · $3M · Atlanta, GAFull record →
  4. 4.15 loans · $18M · Berryville, VAFull record →
  5. 5.318 loans · $229M · Osage Beach, MOFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.78 loans · $79M · New Orleans, LAFull record →
  8. 8.75 loans · $98M · Sioux Falls, SDFull record →
  9. 9.24 loans · $17M · Wayne, PAFull record →
  10. 10.9 loans · $13M · Atlanta, GAFull record →
  11. 11.19 loans · $5M · Columbus, OHFull record →
  12. 12.10 loans · $2M · Oakland, CAFull record →
  13. 13.68 loans · $8M · Ontario, CAFull record →
  14. 14.105 loans · $72M · Wilmington, DEFull record →
  15. 15.2 loans · $0M · Tulsa, OKFull record →
  16. 16.10 loans · $2M · Powell, OHFull record →
  17. 17.103 loans · $64M · Indiana, PAFull record →

51+ funded Hammer & Nails deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • TAJ & CO. LLC in Annapolis, MD — $1.0M (2026) · Bank of Clarke
  • 5280 Dreamify Ventures LLC in Broomfield, CO — $801K (2026) · Citizens Bank
  • ZENLUXE INVESTMENT GROUP LLC in Glenview, IL — $610K (2026) · The Huntington National Bank
  • ZENLUXE INVESTMENT GROUP LLC in Glenview, IL — $50K (2026) · The Huntington National Bank
  • Hammer and Nails Luxury Grooming SLC#1 in Herriman, UT — $1.2M (2025) · Readycap Lending, LLC
  • Hammer & Nails Grooming Shop for Guys in Saint George, UT — $946K (2025) · First Bank of the Lake
  • J&M LLC in Washington, DC — $929K (2025) · Bank of Clarke
  • SECOND OF SEVEN, LLC in Montgomery, OH — $900K (2025) · The Huntington National Bank
  • G Grace, LLC in Fairlawn, OH — $754K (2025) · Citizens Bank
  • AMS Unlimited LLC in King Of Prussia, PA — $719K (2025) · Meridian Bank
  • Hammer and Nails PA Enterprises 1 LLC in Yardley, PA — $714K (2025) · Gulf Coast Bank and Trust Company
  • Perfect Gents LLC in Suwanee, GA — $628K (2025) · Citizens Bank
  • Groom CT Fairfield LLC in Fairfield, CT — $600K (2025) · The Huntington National Bank
  • Hammer & Nails of Geneva in Geneva, IL — $582K (2025) · The Bancorp Bank National Association
  • Estetica Doral LLC in Doral, FL — $500K (2025) · The Huntington National Bank
  • Estetica Doral LLC in Doral, FL — $50K (2025) · The Huntington National Bank
  • Groom CT Fairfield LLC in Fairfield, CT — $50K (2025) · The Huntington National Bank
  • J&M LLC in Washington, DC — $765K (2024) · Citizens Bank
  • The Enomed Group I Inc. in Atlanta, GA — $500K (2024) · Citizens Bank
  • ODAA ENTERPRISES, LLC in Delaware, OH — $474K (2024) · The Huntington National Bank

Buying a Hammer & Nails? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Hammer & Nails businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Hammer & Nails purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $500K typical Hammer & Nails loan
  • 0% failure rate (FY20–23)
  • 17 lenders fund the brand
  • 29 days typical to fund

Buyers researching a Hammer & Nails typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerHammer & Nails record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/hammer-nails
API:
https://www.capbench.com/api/public/lenders?franchise=hammer-nails
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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