Beauty & Personal Care · lender intelligence
How to finance a Hammer & Nails in California
The SBA 7(a) lenders funding the most Hammer & Nails deals in California, from public loan records — typical Hammer & Nails loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Hammer & Nails in California
$350K
Typical loan
range $350K–$487K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
69 days
Typical time to fund
3
Lenders competing
more = leverage
9.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Hammer & Nails in California
Ranked by funded Hammer & Nails loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $13M · Atlanta, GAFull record →
- 2.10 loans · $2M · Oakland, CAFull record →
- 3.68 loans · $8M · Ontario, CAFull record →
3+ funded Hammer & Nails in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Brave Maxx Consulting, L.L.C. in Valencia, CA — $350K (2024) · Main Street Launch
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 30 days
- Approved
- 9/18/2024
- First disbursed
- 10/18/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Barber Shops
Funded by Main Street Launch · Lender record →
Your business? Claim this record · Request removal
- HAMMER & NAILS- VALENCIA in Valencia, CA — $350K (2024) · AMPAC Tri-State CDC, Inc.
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 11/28/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by AMPAC Tri-State CDC, Inc. · Lender record →
Your business? Claim this record · Request removal
- Nailed It Incorporated in San Jose, CA — $487K (2020) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $365K (75%)
- Approval → funding
- 69 days
- Approved
- 9/22/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Hammer & Nails in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Hammer & Nails loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Hammer & Nails purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Ameris Bank funds the most here. CapBench is not a lender.
- $500K typical Hammer & Nails loan
- 3 lenders active in California
- 3+ funded California deals
- 69 days typical to fund
Buyers buying a Hammer & Nails in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.