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Hammer & Nails, by the numbers

Hammer & Nails appears in 51 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2489)

51 deals since 2020 · typical deal $500K · 0% failure rate

51

Deals since 2020

$500K

Typical deal

17

Deals since FY2025

0%

Failure rate (FY20–23)

Hammer & Nails buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Hammer & Nails

Most Hammer & Nails deals financed between $60K and $714K. Above $714K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,539
Down payment (10%)
$56K
Cash to close (all-in)
$74K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$74K)

Experience

Recent financings

  • TAJ & CO. LLC in Annapolis, MD — $1.0M (2026) · Bank of Clarke
  • 5280 Dreamify Ventures LLC in Broomfield, CO — $801K (2026) · Citizens Bank
  • ZENLUXE INVESTMENT GROUP LLC in Glenview, IL — $610K (2026) · The Huntington National Bank
  • ZENLUXE INVESTMENT GROUP LLC in Glenview, IL — $50K (2026) · The Huntington National Bank
  • Hammer and Nails Luxury Grooming SLC#1 in Herriman, UT — $1.2M (2025) · Readycap Lending, LLC
  • Hammer & Nails Grooming Shop for Guys in Saint George, UT — $946K (2025) · First Bank of the Lake
  • J&M LLC in Washington, DC — $929K (2025) · Bank of Clarke
  • SECOND OF SEVEN, LLC in Montgomery, OH — $900K (2025) · The Huntington National Bank
  • G Grace, LLC in Fairlawn, OH — $754K (2025) · Citizens Bank
  • AMS Unlimited LLC in King Of Prussia, PA — $719K (2025) · Meridian Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Hammer & Nails brand mark

Who funds Hammer & Nails — and where

Every dot is a financed Hammer & Nails — 51 mapped.

Financed Hammer & Nails locations — list all 51 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(29)
  2. 2.Citizens Bank(5)
  3. 3.Georgia's Own Credit Union(2)
  4. 4.Bank of Clarke(2)
  5. 5.First Bank of the Lake(1)

Most active states

  1. 1.Ohio (18 loans)Hammer & Nails lenders in Ohio->
  2. 2.Georgia (4 loans)Hammer & Nails lenders in Georgia->
  3. 3.Connecticut (4 loans)Hammer & Nails lenders in Connecticut->
  4. 4.Texas (4 loans)Hammer & Nails lenders in Texas->
  5. 5.Illinois (3 loans)Hammer & Nails lenders in Illinois->
  6. 6.California (3 loans)Hammer & Nails lenders in California->
  7. 7.Utah (2 loans)Hammer & Nails lenders in Utah->
  8. 8.Pennsylvania (2 loans)Hammer & Nails lenders in Pennsylvania->

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Common questions

How much does a Hammer & Nails cost to buy or open?

The typical deal for Hammer & Nails is $500K across 51 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Hammer & Nails?

0% of Hammer & Nails's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Hammer & Nails with an SBA loan?

Yes — Hammer & Nails has been SBA-financed 17 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Hammer & Nails franchise

Most Hammer & Nails buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Hammer & Nails deal financed for $500K, which points to about $55K of buyer cash on a typical purchase. Hammer & Nails is listed in the SBA Franchise Directory (identifier S2489), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Hammer & Nails — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Hammer & Nails — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Hammer & Nails — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Hammer & Nails is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 51 SBA 7(a) deals since 2020
  • $500K typical deal
  • 17 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S2489)
  • Top lenders: The Huntington National Bank, Citizens Bank, Georgia's Own Credit Union

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/hammer-nails
API:
https://www.capbench.com/api/public/franchises/hammer-nails
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Hammer & Nails.

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