Beauty & Personal Care · lender intelligence
How to finance a Hammer & Nails in Utah
The SBA 7(a) lenders funding the most Hammer & Nails deals in Utah, from public loan records — typical Hammer & Nails loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Hammer & Nails in Utah
$1.21M
Typical loan
range $946K–$1.21M
$1.35M
Est. purchase price
≈ loan ÷ 90%
$184,800
Cash to close
$134,767 down + fees
$15,695/mo
Typical payment
~9.5% · 10yr
$216,591/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
112 days
Typical time to fund
2
Lenders competing
more = leverage
10.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Hammer & Nails in Utah
Ranked by funded Hammer & Nails loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
- 2.1,025 loans · $292M · Berkeley Heights, NJFull record →
2+ funded Hammer & Nails in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hammer and Nails Luxury Grooming SLC#1 in Herriman, UT — $1.2M (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $910K (75%)
- Approval → funding
- 112 days
- Approved
- 8/5/2025
- First disbursed
- 11/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Barber Shops
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Hammer & Nails Grooming Shop for Guys in Saint George, UT — $946K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $710K (75%)
- Approval → funding
- 47 days
- Approved
- 7/30/2025
- First disbursed
- 9/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Hammer & Nails in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Hammer & Nails loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Hammer & Nails purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. First Bank of the Lake funds the most here. CapBench is not a lender.
- $500K typical Hammer & Nails loan
- 2 lenders active in Utah
- 2+ funded Utah deals
- 112 days typical to fund
Buyers buying a Hammer & Nails in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.