Food & Restaurants · lender intelligence
How to finance a Hamburger Stand
The SBA 7(a) lenders funding the most Hamburger Stand deals, ranked from public loan records — typical Hamburger Stand loan about $630K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Hamburger Stand
$630K
Typical loan
range $150K–$1.08M
$700K
Est. purchase price
≈ loan ÷ 90%
$93,625
Cash to close
$70,000 down + fees
$8,152/mo
Typical payment
~9.5% · 10yr
$112,498/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
3
Lenders competing
more = leverage
8.19%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Hamburger Stand
Ranked by funded Hamburger Stand loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.3 loans · $2M · Minneapolis, MNFull record →
- 2.97 loans · $156M · Clayton, MOFull record →
4+ funded Hamburger Stand deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MILEHIGH DERLICIOUS INC in Lakewood, CO — $50K (2025) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approved
- 5/5/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- MILEHIGH DERLICIOUS INC in Lakewood, CO — $150K (2024) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 8 days
- Approved
- 6/10/2024
- First disbursed
- 6/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- AZ Wiener, Inc. in Lake Elsinore, CA — $630K (2022) · purchase · Blue Ridge Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (75%)
- Approved
- 4/21/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $700K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $94K
- Monthly payment
- $7,074
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Blue Ridge Bank National Association
Your business? Claim this record · Request removal
- Hamburger Stand 646 in Aurora, CO — $1.1M (2021) · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $972K (90%)
- Approval → funding
- 9 days
- Approved
- 6/29/2021
- First disbursed
- 7/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Buying a Hamburger Stand? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Hamburger Stand businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Hamburger Stand purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Northeast Bank funds the most. CapBench is not a lender.
- $630K typical Hamburger Stand loan
- 3 lenders fund the brand
- 9 days typical to fund
Buyers researching a Hamburger Stand typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.