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Fitness & Recreation · lender intelligence

How to finance a Hotworx in Florida

The SBA 7(a) lenders funding the most Hotworx deals in Florida, from public loan records — typical Hotworx loan about $360K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Hotworx in Florida

$444K

Typical loan

range $349K–$501K

$493K

Est. purchase price

≈ loan ÷ 90%

$65,983

Cash to close

$49,333 down + fees

$5,745/mo

Typical payment

~9.5% · 10yr

$79,281/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

14

Lenders competing

more = leverage

8.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Hotworx in Florida

Ranked by funded Hotworx loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.149 loans · $135M · Mukwonago, WIFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.23 loans · $30M · Stuart, FLFull record →
  4. 4.70 loans · $22M · Melrose, MNFull record →
  5. 5.6 loans · $6M · Conway, ARFull record →
  6. 6.19 loans · $18M · Grand Rapids, MIFull record →
  7. 7.16 loans · $21M · Las Vegas, NVFull record →
  8. 8.1 loans · $1M · Lincoln, NEFull record →
  9. 9.1,322 loans · $185M · Wilmington, DEFull record →
  10. 10.168 loans · $205M · Fishers, INFull record →
  11. 11.28 loans · $42M · Lehi, UTFull record →
  12. 12.66 loans · $68M · Milford, IAFull record →
  13. 13.32 loans · $54M · Tupelo, MSFull record →

32+ funded Hotworx in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • TCF FITNESS, LLC in Largo, FL — $651K (2026) · Citizens Bank
  • HW PCB, LLC in Panama City, FL — $444K (2026) · The Huntington National Bank
  • HW PCB, LLC in Panama City, FL — $50K (2026) · The Huntington National Bank
  • SAUNA & WELLNESS LAKE WORTH LLC in Lake Worth, FL — $640K (2025) · Magnifi Financial CU
  • Dynamic Lifestyle Fitness LLC in Bradenton, FL — $620K (2025) · Citizens Bank
  • HOT GIRL FITNESS LLC in Altamonte Springs, FL — $455K (2025) · The Huntington National Bank
  • HOT GIRL FITNESS LLC in Altamonte Springs, FL — $50K (2025) · The Huntington National Bank
  • FAITHFULLY 151, LLC in Odessa, FL — $563K (2024) · Citizens Bank
  • R&A Tally Fitness LLC in Tallahassee, FL — $524K (2024) · Pinnacle Bank
  • Hot Sauna Fitness, LLC in Fort Myers, FL — $513K (2024) · Citizens Bank
  • Desndan Ventures LLC in Port Orange, FL — $501K (2024) · Community Bank & Trust-West Georgia
  • Hotworx in Riverview, FL — $487K (2024) · First Internet Bank of Indiana
  • Warrior Fitness 135 LLC in Pensacola, FL — $479K (2024) · Citizens Bank
  • Fuzzy Socks Fitness LLC in Pompano Beach, FL — $472K (2024) · Citizens Bank
  • Sauna & Wellness Wellington LLC in Wellington, FL — $342K (2024) · Magnifi Financial CU
  • HWSP Studio One LLC in Saint Petersburg, FL — $100K (2024) · TD Bank, National Association
  • JKB FITNESS HOLDINGS LLC in Palm Harbor, FL — $536K (2023) · Citizens Bank
  • Sweaty Legacy LLC in Lakewood Ranch, FL — $428K (2023) · Citizens Bank
  • Swoodle, Inc. in Venice, FL — $413K (2023) · LendingClub Bank, National Association
  • HOTWORX STUDIO FL0118 in Melbourne, FL — $308K (2023) · Meadows Bank

Buying a Hotworx in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Hotworx loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Hotworx purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Citizens Bank funds the most here. CapBench is not a lender.

  • $360K typical Hotworx loan
  • 14 lenders active in Florida
  • 32+ funded Florida deals
  • 28 days typical to fund

Buyers buying a Hotworx in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll Hotworx lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/hotworx/florida
API:
https://www.capbench.com/api/public/lenders?franchise=hotworx
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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