SBA lending record

HW PCB, LLC

2471 - 2481 HIGHWAY 77, Panama City, FL 32405 · Fitness and Recreational Sports Centers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$494K

Total SBA financing

Loans on record

FY2026

On record

Jobs supported

Franchise brand

Hotworx

See Hotworx's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

Is HW PCB, LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

All 2 loans

$50,000 — FY2026

Loan 1 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Committed
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/23/2026
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Fitness and Recreational Sports Centers
NAICS code: 713940
Franchise: Hotworx
Franchise code: S2031
Lender: The Huntington National Bank
Address: 2471 - 2481 HIGHWAY 77
City: Panama City, 32405
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

$444,000 — FY2026

Loan 2 of 2

Gross approval: $444,000
SBA guaranteed: $333,000 (75%)
Status: Committed
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/23/2026
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Fitness and Recreational Sports Centers
NAICS code: 713940
Franchise: Hotworx
Franchise code: S2031
Lender: The Huntington National Bank
Address: 2471 - 2481 HIGHWAY 77
City: Panama City, 32405
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding fitness and recreational sports centers — by location, industry, and brand.

SBA lenders in Florida Lenders for fitness and recreational sports centers Fitness and Recreational Sports Centers lenders in Florida Hotworx lenders Hotworx lenders in Florida

Other Hotworx locations

Other Hotworx businesses in the public SBA record — closest first, by location and deal size.

R&A Tally Fitness LLC

Tallahassee, FL· ~90 mi

Hotworx

$524K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

Warrior Fitness 135 LLC

Pensacola, FL· ~93 mi

Hotworx

$479K
SBA financing: ≈ $938K–$1.6M
Est. revenue (rough)

View record

SRH Daybreak LLC

South Jordan, UT

Hotworx

$499K
SBA financing: ≈ $978K–$1.6M
Est. revenue (rough)

View record

Exit Strategy Holdings, LLC

Livingston, NJ

Hotworx

$666K
SBA financing: ≈ $1.3M–$2.2M
Est. revenue (rough)

View record

HOTWORX STUDIO

Londonderry, NH

Hotworx

$655K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

View record

RIS 3 Enterprises LLC

Fairhope, AL· ~132 mi

Hotworx

$343K
SBA financing: ≈ $672K–$1.1M
Est. revenue (rough)

View record

Similar businesses

Comparable fitness and recreational sports centers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

FLORIDA FITWAVE, LLC

Panama City, FL· ~1 mi

Anytime Fitness

$853K
SBA financing: ≈ $1.7M–$2.8M
Est. revenue (rough)

View record

AFTERBURN FX, INC

Destin, FL· ~48 mi

Fitness and Recreational Sports Centers

$559K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Bitty Bubbles Swim School LLC

Panama City, FL· ~2 mi

Fitness and Recreational Sports Centers

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

View record

MaxStrength Fitness of Niceville

Niceville, FL· ~51 mi

Fitness and Recreational Sports Centers

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

FARMSTRONG FITNESS- NICEVILLE LLC

Niceville, FL· ~49 mi

MaxStrength Fitness

$337K
SBA financing: ≈ $661K–$1.1M
Est. revenue (rough)

View record

Wolf Fitness Destin LLC

Destin, FL· ~51 mi

Fitness and Recreational Sports Centers

$237K
SBA financing: ≈ $465K–$775K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for HW PCB, LLC in Panama City, FL (Fitness and Recreational Sports Centers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $494K
On record FY2026
4 jobs supported
Industry: Fitness and Recreational Sports Centers
Location: Panama City, FL
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Fitness and Recreational Sports Centers businesses in FL for ~$247k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/hw-pcb-llc-fl
API:: https://www.capbench.com/api/public/businesses/hw-pcb-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is HW PCB, LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with HW PCB, LLC.