Fitness & Recreation · lender intelligence
How to finance a Hotworx in Missouri
The SBA 7(a) lenders funding the most Hotworx deals in Missouri, from public loan records — typical Hotworx loan about $360K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Hotworx in Missouri
$424K
Typical loan
range $306K–$426K
$471K
Est. purchase price
≈ loan ÷ 90%
$63,056
Cash to close
$47,144 down + fees
$5,490/mo
Typical payment
~9.5% · 10yr
$75,762/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
18 days
Typical time to fund
7
Lenders competing
more = leverage
7.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Hotworx in Missouri
Ranked by funded Hotworx loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.5 loans · $3M · Saint Louis, MOFull record →
- 3.1 loans · $0M · Palmyra, MOFull record →
- 4.8 loans · $5M · Overland Park, KSFull record →
- 5.1 loans · $5M · Washington, MOFull record →
8+ funded Hotworx in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Healing Heat LLC in Lees Summit, MO — $564K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $423K (75%)
- Approval → funding
- 13 days
- Approved
- 10/24/2023
- First disbursed
- 11/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- GRWL - MO LLC in Columbia, MO — $247K (2024) · purchase · Kendall Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $185K (75%)
- Approval → funding
- 15 days
- Approved
- 2/8/2024
- First disbursed
- 2/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $274K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $37K
- Monthly payment
- $3,361
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Kendall Bank · Lender record →
Your business? Claim this record · Request removal
- Hotyogi LLC in Saint Peters, MO — $424K (2023) · Bank of Franklin County
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 128 months
- SBA guaranteed
- $212K (50%)
- Approval → funding
- 0 days
- Approved
- 5/26/2023
- First disbursed
- 5/26/2023
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Bank of Franklin County · Lender record →
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- Hotworx in Wentzville, MO — $426K (2022) · HOMEBANK
- Program
- 7a General
- Rate at approval
- 5.75% fixed
- Term
- 123 months
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 20 days
- Approved
- 8/17/2022
- First disbursed
- 9/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by HOMEBANK · Lender record →
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- Hylton Fitness, LLC in Kansas City, MO — $334K (2022) · Pony Express Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (75%)
- Approval → funding
- 70 days
- Approved
- 11/24/2021
- First disbursed
- 2/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Pony Express Bank
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- Maniaworx, LLC in O Fallon, MO — $425K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $382K (90%)
- Approval → funding
- 18 days
- Approved
- 4/13/2021
- First disbursed
- 5/1/2021
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- HOTWORX Studio in Columbia, MO — $306K (2021) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $275K (90%)
- Approval → funding
- 6 days
- Approved
- 9/24/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- DCSWORX, LLC in Saint Louis, MO — $306K (2020) · Royal Banks of Missouri
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 63 days
- Approved
- 7/29/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Royal Banks of Missouri · Lender record →
Your business? Claim this record · Request removal
Buying a Hotworx in Missouri? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Hotworx loans with a Missouri project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Hotworx purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. Citizens Bank funds the most here. CapBench is not a lender.
- $360K typical Hotworx loan
- 7 lenders active in Missouri
- 8+ funded Missouri deals
- 18 days typical to fund
Buyers buying a Hotworx in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.