Food & Restaurants · lender intelligence
How to finance a HTeaO in Oklahoma
The SBA 7(a) lenders funding the most HTeaO deals in Oklahoma, from public loan records — typical HTeaO loan about $740K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance HTeaO in Oklahoma
$648K
Typical loan
range $175K–$1.96M
$720K
Est. purchase price
≈ loan ÷ 90%
$96,300
Cash to close
$72,000 down + fees
$8,385/mo
Typical payment
~9.5% · 10yr
$115,713/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
68 days
Typical time to fund
3
Lenders competing
more = leverage
6.81%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with HTeaO in Oklahoma
Ranked by funded HTeaO loans in Oklahoma. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $26M · Oklahoma City, OKFull record →
- 2.72 loans · $30M · Oconomowoc, WIFull record →
- 3.22 loans · $3M · Fayetteville, ARFull record →
10+ funded HTeaO in Oklahoma deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LEVITEA LLC in Altus, OK — $100K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approved
- 1/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank Five Nine · Lender record →
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- MULLINS HOLDINGS LLC in Cushing, OK — $2.4M (2025) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.875% variable
- Term
- 304 months
- SBA guaranteed
- $1.8M (75%)
- Approved
- 3/25/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank Five Nine · Lender record →
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- PHARMTEA PIEDMONT LLC in Yukon, OK — $2.0M (2025) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 33 days
- Approved
- 8/20/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BancFirst · Lender record →
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- Saddle Up Properties, LLC in Weatherford, OK — $1.4M (2024) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 9/17/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by BancFirst · Lender record →
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- GT Journey Corp. in Oklahoma City, OK — $2.0M (2022) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 15 days
- Approved
- 9/21/2022
- First disbursed
- 10/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by BancFirst · Lender record →
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- B&C Restaurant Group, LLC in Yukon, OK — $172K (2021) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 69 months
- SBA guaranteed
- $155K (90%)
- Approval → funding
- 25 days
- Approved
- 7/6/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BancFirst · Lender record →
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- Moonlight Ownership Company, LLC in Oklahoma City, OK — $648K (2020) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $486K (75%)
- Approval → funding
- 68 days
- Approved
- 6/24/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 48
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
- Dove Tea, LLC in Ardmore, OK — $450K (2020) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 142 days
- Approved
- 10/10/2019
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BancFirst · Lender record →
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- Genesis Tea Company LLC in Norman, OK — $389K (2020) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $292K (75%)
- Approval → funding
- 68 days
- Approved
- 6/24/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 48
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
- Backroads Barbecue, LLC in Oklahoma City, OK — $175K (2020) · Arvest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% variable
- Term
- 99 months
- SBA guaranteed
- $88K (50%)
- Approval → funding
- 73 days
- Approved
- 4/26/2020
- First disbursed
- 7/8/2020
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Arvest Bank · Lender record →
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Buying a HTeaO in Oklahoma? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded HTeaO loans with a Oklahoma project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a HTeaO purchase in Oklahoma with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Oklahoma deals. BancFirst funds the most here. CapBench is not a lender.
- $740K typical HTeaO loan
- 3 lenders active in Oklahoma
- 10+ funded Oklahoma deals
- 68 days typical to fund
Buyers buying a HTeaO in Oklahoma typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.