Food & Restaurants · lender intelligence
How to finance a HTeaO in Tennessee
The SBA 7(a) lenders funding the most HTeaO deals in Tennessee, from public loan records — typical HTeaO loan about $740K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance HTeaO in Tennessee
$811K
Typical loan
range $500K–$2.07M
$901K
Est. purchase price
≈ loan ÷ 90%
$123,565
Cash to close
$90,111 down + fees
$10,494/mo
Typical payment
~9.5% · 10yr
$144,817/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
58 days
Typical time to fund
3
Lenders competing
more = leverage
9.83%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with HTeaO in Tennessee
Ranked by funded HTeaO loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $18M · Berryville, VAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.72 loans · $30M · Oconomowoc, WIFull record →
3+ funded HTeaO in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 10-78 WHYB LLC in Hixson, TN — $2.1M (2025) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 304 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 58 days
- Approved
- 12/17/2024
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- East TNTea LLC in Sevierville, TN — $811K (2025) · Bank of Clarke
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 98 days
- Approved
- 4/28/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of Clarke · Lender record →
Your business? Claim this record · Request removal
- T-Jaks, LLC in Lexington, TN — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 8 days
- Approved
- 10/24/2024
- First disbursed
- 11/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a HTeaO in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded HTeaO loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a HTeaO purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Bank of Clarke funds the most here. CapBench is not a lender.
- $740K typical HTeaO loan
- 3 lenders active in Tennessee
- 3+ funded Tennessee deals
- 58 days typical to fund
Buyers buying a HTeaO in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.