Health & Medical · lender intelligence
How to finance a ICEBOX Cryotherapy in Florida
The SBA 7(a) lenders funding the most ICEBOX Cryotherapy deals in Florida, from public loan records — typical ICEBOX Cryotherapy loan about $491K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance ICEBOX Cryotherapy in Florida
$347K
Typical loan
range $50K–$491K
$386K
Est. purchase price
≈ loan ÷ 90%
$51,569
Cash to close
$38,556 down + fees
$4,780/mo
Typical payment
~11% · 10yr
$65,964/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98 days
Typical time to fund
4
Lenders competing
more = leverage
10.1%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with ICEBOX Cryotherapy in Florida
Ranked by funded ICEBOX Cryotherapy loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.3 loans · $5M · Sanibel, FLFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
5+ funded ICEBOX Cryotherapy in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WPLS INVESTMENT CORPORATION in Jacksonville, FL — $491K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 129 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 98 days
- Approved
- 5/19/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- WPLS INVESTMENT CORPORATION in Jacksonville, FL — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 5/20/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ICEBOX TALLAHASSEE CRYOTHERAPY in Tallahassee, FL — $50K (2024) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/7/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- IceBox in Neptune Beach, FL — $542K (2023) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $406K (75%)
- Approved
- 10/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Icebox Cryotherapy Fort Myers in Fort Myers, FL — $347K (2023) · Sanibel Captiva Community Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 123 months
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 0 days
- Approved
- 2/22/2023
- First disbursed
- 2/22/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Health and Personal Care Retailers
Funded by Sanibel Captiva Community Bank · Lender record →
Your business? Claim this record · Request removal
Buying a ICEBOX Cryotherapy in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded ICEBOX Cryotherapy loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a ICEBOX Cryotherapy purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $491K typical ICEBOX Cryotherapy loan
- 4 lenders active in Florida
- 5+ funded Florida deals
- 98 days typical to fund
Buyers buying a ICEBOX Cryotherapy in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.