Health & Medical · lender intelligence

How to finance a ICEBOX Cryotherapy

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The SBA 7(a) lenders funding the most ICEBOX Cryotherapy deals, ranked from public loan records — typical ICEBOX Cryotherapy loan about $491K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance ICEBOX Cryotherapy

$491K

Typical loan

range $347K–$540K

$546K

Est. purchase price

≈ loan ÷ 90%

$72,969

Cash to close

$54,556 down + fees

$6,353/mo

Typical payment

~9.5% · 10yr

$87,671/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

92 days

Typical time to fund

Lenders competing

more = leverage

8.28%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with ICEBOX Cryotherapy

Ranked by funded ICEBOX Cryotherapy loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.168 loans · $205M · Fishers, INFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.3 loans · $5M · Sanibel, FLFull record →
4.318 loans · $229M · Osage Beach, MOFull record →
5.22 loans · $33M · Dallas, TXFull record →

9+ funded ICEBOX Cryotherapy deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

WPLS INVESTMENT CORPORATION in Jacksonville, FL — $491K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
129 months
SBA guaranteed
$368K (75%)
Approval → funding
98 days
Approved
5/19/2025
First disbursed
8/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
WPLS INVESTMENT CORPORATION in Jacksonville, FL — $30K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
5/20/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ICEBOX TALLAHASSEE CRYOTHERAPY in Tallahassee, FL — $50K (2024) · First Bank of the Lake
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/7/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
IceBox in Neptune Beach, FL — $542K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$406K (75%)
Approved
10/11/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Icebox Cryotherapy Fort Myers in Fort Myers, FL — $347K (2023) · Sanibel Captiva Community Bank
Program
7a General
Rate at approval
10.5% variable
Term
123 months
SBA guaranteed
$260K (75%)
Approval → funding
0 days
Approved
2/22/2023
First disbursed
2/22/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Health and Personal Care Retailers
Funded by Sanibel Captiva Community Bank · Lender record →
Your business? Claim this record · Request removal
Dos J Fit Corporation in San Antonio, TX — $546K (2022) · Texas Capital Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$409K (75%)
Approval → funding
0 days
Approved
3/7/2022
First disbursed
3/7/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Columbus Cold Therapy Studios, LLC in Columbus, OH — $540K (2021) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$486K (90%)
Approval → funding
92 days
Approved
7/29/2021
First disbursed
10/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Everything Ice LLC in Cumming, GA — $505K (2021) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$455K (90%)
Approval → funding
63 days
Approved
7/29/2021
First disbursed
9/30/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Plus Ultra Co. in Reno, NV — $350K (2021) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
122 months
SBA guaranteed
$263K (75%)
Approval → funding
72 days
Approved
12/18/2020
First disbursed
2/28/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal

Buying a ICEBOX Cryotherapy? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to ICEBOX Cryotherapy businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a ICEBOX Cryotherapy purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Internet Bank of Indiana funds the most. CapBench is not a lender.

$491K typical ICEBOX Cryotherapy loan
6 lenders fund the brand
92 days typical to fund

Buyers researching a ICEBOX Cryotherapy typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker ICEBOX Cryotherapy record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/icebox-cryotherapy
API:: https://www.capbench.com/api/public/lenders?franchise=icebox-cryotherapy
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.