ICEBOX Cryotherapy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2364)
9 deals since 2020 · typical deal $491K
9
Deals since 2020
$491K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for ICEBOX Cryotherapy
Most ICEBOX Cryotherapy deals financed between $347K and $540K. Above $540K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,421
- Down payment (10%)
- $55K
- Cash to close (all-in)
- $73K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$73K)
Experience
Recent financings
- WPLS INVESTMENT CORPORATION in Jacksonville, FL — $491K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 129 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 98 days
- Approved
- 5/19/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
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- WPLS INVESTMENT CORPORATION in Jacksonville, FL — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 5/20/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
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- ICEBOX TALLAHASSEE CRYOTHERAPY in Tallahassee, FL — $50K (2024) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/7/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
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- IceBox in Neptune Beach, FL — $542K (2023) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $406K (75%)
- Approved
- 10/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Newtek Small Business Finance, Inc.
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- Icebox Cryotherapy Fort Myers in Fort Myers, FL — $347K (2023) · Sanibel Captiva Community Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 123 months
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 0 days
- Approved
- 2/22/2023
- First disbursed
- 2/22/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Health and Personal Care Retailers
Funded by Sanibel Captiva Community Bank · Lender record →
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- Dos J Fit Corporation in San Antonio, TX — $546K (2022) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $409K (75%)
- Approval → funding
- 0 days
- Approved
- 3/7/2022
- First disbursed
- 3/7/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Texas Capital Bank · Lender record →
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- Columbus Cold Therapy Studios, LLC in Columbus, OH — $540K (2021) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $486K (90%)
- Approval → funding
- 92 days
- Approved
- 7/29/2021
- First disbursed
- 10/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
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- Everything Ice LLC in Cumming, GA — $505K (2021) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $455K (90%)
- Approval → funding
- 63 days
- Approved
- 7/29/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
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- Plus Ultra Co. in Reno, NV — $350K (2021) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 122 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 72 days
- Approved
- 12/18/2020
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
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Who funds ICEBOX Cryotherapy — and where
Every dot is a financed ICEBOX Cryotherapy — 9 mapped.
Financed ICEBOX Cryotherapy locations — list all 9 as text
- Plus Ultra Co. — Reno · $350K · FY2021 · Other Personal Care Services
- Icebox Cryotherapy Fort Myers — Fort Myers · $347K · FY2023 · All Other Health and Personal Care Retailers
- WPLS INVESTMENT CORPORATION — Jacksonville · $491K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- WPLS INVESTMENT CORPORATION — Jacksonville · $30K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- IceBox — Neptune Beach · $542K · FY2023 · Other Personal Care Services
- ICEBOX TALLAHASSEE CRYOTHERAPY — Tallahassee · $50K · FY2024 · Fitness and Recreational Sports Centers
- Dos J Fit Corporation — San Antonio · $546K · FY2022 · Offices of All Other Miscellaneous Health Practitioners
- Columbus Cold Therapy Studios, LLC — Columbus · $540K · FY2021 · Other Personal Care Services
- Everything Ice LLC — Cumming · $505K · FY2021 · Other Personal Care Services
Top lenders for this brand
1.First Internet Bank of Indiana(3)
2.The Huntington National Bank(2)
3.Sanibel Captiva Community Bank(1)
- 4.Newtek Small Business Finance, Inc. (1)
5.First Bank of the Lake(1)
Most active states
- 1.Florida (5 loans)
- 2.Nevada (1 loans)
- 3.Texas (1 loans)
- 4.Ohio (1 loans)
- 5.Georgia (1 loans)
Represent ICEBOX Cryotherapy?
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Common questions
How much does a ICEBOX Cryotherapy cost to buy or open?
The typical deal for ICEBOX Cryotherapy is $491K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $54K of buyer cash on a typical deal.
How risky is ICEBOX Cryotherapy?
ICEBOX Cryotherapy has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a ICEBOX Cryotherapy with an SBA loan?
Yes — ICEBOX Cryotherapy has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a ICEBOX Cryotherapy franchise
Most ICEBOX Cryotherapy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical ICEBOX Cryotherapy deal financed for $491K, which points to about $54K of buyer cash on a typical purchase. ICEBOX Cryotherapy is listed in the SBA Franchise Directory (identifier S2364), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund ICEBOX Cryotherapy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for ICEBOX Cryotherapy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for ICEBOX Cryotherapy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. ICEBOX Cryotherapy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $491K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2364)
- Top lenders: First Internet Bank of Indiana, The Huntington National Bank, Sanibel Captiva Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with ICEBOX Cryotherapy.