Food & Restaurants · lender intelligence
How to finance a Identity Coffee Co.
The SBA 7(a) lenders funding the most Identity Coffee Co. deals, ranked from public loan records — typical Identity Coffee Co. loan about $203K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Identity Coffee Co.
$203K
Typical loan
range $203K–$203K
$225K
Est. purchase price
≈ loan ÷ 90%
$30,094
Cash to close
$22,500 down + fees
$2,964/mo
Typical payment
~12.5% · 10yr
$40,903/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
1
Lenders competing
more = leverage
9.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Identity Coffee Co.
Ranked by funded Identity Coffee Co. loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.16 loans · $14M · Arlington, MAFull record →
1+ funded Identity Coffee Co. deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Quez Management Group, LLC in Wind Gap, PA — $203K (2026) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 24 days
- Approved
- 1/13/2026
- First disbursed
- 2/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Leader Bank, National Association · Lender record →
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Buying a Identity Coffee Co.? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Identity Coffee Co. businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Identity Coffee Co. purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Leader Bank, National Association funds the most. CapBench is not a lender.
- $203K typical Identity Coffee Co. loan
- 1 lenders fund the brand
- 24 days typical to fund
Buyers researching a Identity Coffee Co. typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.