Food & Restaurants · lender intelligence

How to finance a Imo's Pizza in Illinois

State:

The SBA 7(a) lenders funding the most Imo's Pizza deals in Illinois, from public loan records — typical Imo's Pizza loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Imo's Pizza in Illinois

$295K

Typical loan

range $184K–$500K

$328K

Est. purchase price

≈ loan ÷ 90%

$43,811

Cash to close

$32,756 down + fees

$4,061/mo

Typical payment

~11% · 10yr

$56,042/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Imo's Pizza in Illinois

Ranked by funded Imo's Pizza loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.3 loans · $2M · Sedan, KSFull record →

4+ funded Imo's Pizza in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Troy Pizza Inc. in Belleville, IL — $184K (2025) · Elevate Bank National Association
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$138K (75%)
Approved
2/11/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
Werle Pizza Inc. in Belleville, IL — $295K (2024) · purchase · Elevate Bank National Association
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
170 days
Approved
4/9/2024
First disbursed
9/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$328K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$4,103
Annual debt service
$49K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
Kbw Pizza Inc. in Columbia, IL — $500K (2023) · purchase · Elevate Bank National Association
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
23 days
Approved
9/6/2023
First disbursed
9/29/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$555K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,956
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
JB Taylor Holdings, LLC in Jerseyville, IL — $150K (2021) · purchase · Justine Petersen Housing & Reinvestment Corporation
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
8.25% variable
Term
64 months
SBA guaranteed
$128K (85%)
Approval → funding
29 days
Approved
10/19/2020
First disbursed
11/17/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,905
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Justine Petersen Housing & Reinvestment Corporation
Your business? Claim this record · Request removal

Buying a Imo's Pizza in Illinois? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Imo's Pizza loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Imo's Pizza purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Elevate Bank National Association funds the most here. CapBench is not a lender.

$350K typical Imo's Pizza loan
2 lenders active in Illinois
4+ funded Illinois deals
29 days typical to fund

Buyers buying a Imo's Pizza in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Imo's Pizza lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/imo-s-pizza/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=imo-s-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.