Food & Restaurants · lender intelligence

How to finance a Imo's Pizza

State:

The SBA 7(a) lenders funding the most Imo's Pizza deals, ranked from public loan records — typical Imo's Pizza loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Imo's Pizza

$350K

Typical loan

range $276K–$500K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

9.06%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Imo's Pizza

Ranked by funded Imo's Pizza loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.3 loans · $2M · Sedan, KSFull record →
2.1 loans · $0M · Saint Louis, MOFull record →
3.21 loans · $5M · Spartanburg, SCFull record →
4.6 loans · $6M · Wellsville, MOFull record →
5.7 loans · $11M · Mcleansboro, ILFull record →

9+ funded Imo's Pizza deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Troy Pizza Inc. in Belleville, IL — $184K (2025) · Elevate Bank National Association
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$138K (75%)
Approved
2/11/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
David Stephen Group, Inc. in Fenton, MO — $707K (2024) · purchase · St. Louis Bank
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$530K (75%)
Approval → funding
84 days
Approved
2/29/2024
First disbursed
5/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$786K
Est. down payment (10%)
$79K
Est. cash at closing
$108K
Monthly payment
$9,441
Annual debt service
$113K
Cash flow needed (1.25×)
$142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
JLV Pizza 3 LLC in Maryland Heights, MO — $415K (2024) · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$311K (75%)
Approval → funding
59 days
Approved
6/21/2024
First disbursed
8/19/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Werle Pizza Inc. in Belleville, IL — $295K (2024) · purchase · Elevate Bank National Association
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
170 days
Approved
4/9/2024
First disbursed
9/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$328K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$4,103
Annual debt service
$49K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
Kbw Pizza Inc. in Columbia, IL — $500K (2023) · purchase · Elevate Bank National Association
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
23 days
Approved
9/6/2023
First disbursed
9/29/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$555K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,956
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Elevate Bank National Association · Lender record →
Your business? Claim this record · Request removal
Tcc Pizza Inc in Saint Louis, MO — $350K (2022) · purchase · Peoples National Bank National Association
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
27 days
Approved
8/18/2022
First disbursed
9/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,155
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples National Bank National Association · Lender record →
Your business? Claim this record · Request removal
S&J Investco, LLC in Troy, MO — $1.3M (2021) · purchase · American Bank of Freedom
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
21 days
Approved
3/9/2021
First disbursed
3/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
70
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$139K
Est. cash at closing
$191K
Monthly payment
$13,620
Annual debt service
$163K
Cash flow needed (1.25×)
$204K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Bank of Freedom · Lender record →
Your business? Claim this record · Request removal
FFBB Pizza Inc. in Ballwin, MO — $276K (2021) · purchase · Southern Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$249K (90%)
Approval → funding
14 days
Approved
2/5/2021
First disbursed
2/19/2021
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$307K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,067
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bank · Lender record →
Your business? Claim this record · Request removal
JB Taylor Holdings, LLC in Jerseyville, IL — $150K (2021) · purchase · Justine Petersen Housing & Reinvestment Corporation
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
8.25% variable
Term
64 months
SBA guaranteed
$128K (85%)
Approval → funding
29 days
Approved
10/19/2020
First disbursed
11/17/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,905
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Justine Petersen Housing & Reinvestment Corporation
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Imo's Pizza businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Imo's Pizza purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Elevate Bank National Association funds the most. CapBench is not a lender.

$350K typical Imo's Pizza loan
6 lenders fund the brand
29 days typical to fund

Buyers researching a Imo's Pizza typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Imo's Pizza record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/imo-s-pizza
API:: https://www.capbench.com/api/public/lenders?franchise=imo-s-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.