Franchise · lender intelligence

How to finance a iTrip Vacations in Florida

State:

The SBA 7(a) lenders funding the most iTrip Vacations deals in Florida, from public loan records — typical iTrip Vacations loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance iTrip Vacations in Florida

$150K

Typical loan

range $150K–$516K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

6 days

Typical time to fund

Lenders competing

more = leverage

8.45%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with iTrip Vacations in Florida

Ranked by funded iTrip Vacations loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.24 loans · $21M · Raleigh, NCFull record →

5+ funded iTrip Vacations in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sarasota Vacation Rentals LLC in Sarasota, FL — $1.4M (2024) · purchase · North State Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
6 days
Approved
6/22/2024
First disbursed
6/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Other Activities Related to Real Estate
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$151K
Est. cash at closing
$206K
Monthly payment
$18,665
Annual debt service
$224K
Cash flow needed (1.25×)
$280K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
ACE SHORT TERM RENTAL, LLC in Tamarac, FL — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
94 months
SBA guaranteed
$128K (85%)
Approval → funding
4 days
Approved
12/2/2022
First disbursed
12/6/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
The Wahl Group Ventures Inc. in Saint Petersburg, FL — $516K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$387K (75%)
Approval → funding
3 days
Approved
9/13/2022
First disbursed
9/16/2022
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Residential Property Managers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SG PROPERTY MANAGEMENT & DESIGN LLC in Weston, FL — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
3/28/2022
First disbursed
4/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Traveler Accommodation
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
The Wahl Group Ventures Inc. in Saint Petersburg, FL — $50K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
22 days
Approved
9/13/2022
First disbursed
10/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Residential Property Managers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a iTrip Vacations in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded iTrip Vacations loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a iTrip Vacations purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.

$150K typical iTrip Vacations loan
3 lenders active in Florida
5+ funded Florida deals
6 days typical to fund

Buyers buying a iTrip Vacations in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All iTrip Vacations lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/itrip-vacations/florida
API:: https://www.capbench.com/api/public/lenders?franchise=itrip-vacations
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.