Food & Restaurants · lender intelligence
How to finance a Jack in the Box in Illinois
The SBA 7(a) lenders funding the most Jack in the Box deals in Illinois, from public loan records — typical Jack in the Box loan about $2.6M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Jack in the Box in Illinois
$2.50M
Typical loan
range $2.50M–$2.50M
$2.78M
Est. purchase price
≈ loan ÷ 90%
$383,091
Cash to close
$277,778 down + fees
$32,349/mo
Typical payment
~9.5% · 10yr
$446,416/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
1
Lenders competing
more = leverage
6.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Jack in the Box in Illinois
Ranked by funded Jack in the Box loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
1+ funded Jack in the Box in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JIB JOLIET, LLC in Joliet, IL — $2.5M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 306 months
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 28 days
- Approved
- 8/25/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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Buying a Jack in the Box in Illinois? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Jack in the Box loans with a Illinois project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jack in the Box purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $2.6M typical Jack in the Box loan
- 1 lenders active in Illinois
- 1+ funded Illinois deals
- 28 days typical to fund
Buyers buying a Jack in the Box in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.