Food & Restaurants · lender intelligence
How to finance a Jon Smith Subs in Tennessee
The SBA 7(a) lenders funding the most Jon Smith Subs deals in Tennessee, from public loan records — typical Jon Smith Subs loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Jon Smith Subs in Tennessee
$403K
Typical loan
range $57K–$403K
$447K
Est. purchase price
≈ loan ÷ 90%
$59,816
Cash to close
$44,722 down + fees
$5,208/mo
Typical payment
~9.5% · 10yr
$71,870/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Jon Smith Subs in Tennessee
Ranked by funded Jon Smith Subs loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
2+ funded Jon Smith Subs in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tenn-Vir-Tucky Enterprises Inc. in Harrogate, TN — $57K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $49K (85%)
- Approval → funding
- 7 days
- Approved
- 11/23/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 51
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Tenn-Vir-Tucky Enterprises Inc. in Harrogate, TN — $403K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $362K (90%)
- Approval → funding
- 16 days
- Approved
- 7/15/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Jon Smith Subs in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Jon Smith Subs loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jon Smith Subs purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Citizens Bank funds the most here. CapBench is not a lender.
- $500K typical Jon Smith Subs loan
- 1 lenders active in Tennessee
- 2+ funded Tennessee deals
- 16 days typical to fund
Buyers buying a Jon Smith Subs in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.